473 Islamorada Dr S, Macclenny, FL 32063 Property Records

Baker County property record for 473 Islamorada Dr S, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,120 sqft · built 2006
Lot Size	0.201 acres (8,764 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2022)
Tax Bill	$5,050 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-2S-22-0209-0000-0560`

Property Details

APN / Parcel Number

Primary APN	`28-2S-22-0209-0000-0560`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,120 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	1,360 sqft
Upper Floors Area	1,760 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,764 sqft (0.201 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished Screened Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	473 ISLAMORADA DR S
City	MACCLENNY
State	FL
Zip	32063-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 56 CYPRESS POINTE UNIT 1 PB 3 PGS 90-92 DESC IN OR 2022-3728 POM 141B RESTRICTIONS IN OR 2005-5095
Legal Range	22E
Legal Township	2S
Legal Section	28
Legal Subdivision	CYPRESS POINTE UNIT 1
Legal Lot Number	56
Legal Unit	1
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	2
Census Block	2024
Census Tract	40101

Owner

473 Islamorada Dr S is owned and occupied by an individual who bought it in June 2022.

Source: Baker County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	473 ISLAMORADA DR S, MACCLENNY, FL 32063-4222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 8, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 3, 2022	Special Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 7, 2022	Warranty Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Nov 30, 2021	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Mar 7, 2022 · Amount on File
Deed Document Number	20223728
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0000008878
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Recording Date	Sep 18, 2026
Property Address	473 ISLAMORADA DR S, MACCLENNY, FL 32063-4222
Document Number	0000005863
Instrument Date	Aug 24, 2026
Instrument	20265863
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 ISLAMORADA DR S, MACCLENNY, FL 32063-4222

Mortgage

Document Number	0000005863,
Date	Sep 18, 2026
Instrument	20265863

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	473 ISLAMORADA DR S, MACCLENNY, FL 32063-4222
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 ISLAMORADA DR S, MACCLENNY, FL 32063-4222

Mortgage

Document Number	0000007347
Date	Nov 8, 2023
Instrument	202300007347

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jun 1, 2052

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Jun 3, 2022
Property Address	473 ISLAMORADA DR S, MACCLENNY, FL 32063-4222
Document Number	0000003728
Map Reference	MB 3 PG 90-92
Instrument Date	May 5, 2022
Instrument	202200003728
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6371 COLLINS RD APT 1302, 1302, JACKSONVILLE, FL 32244-7532

Mortgage

Document Number	0000003729
Date	Jun 3, 2022
Instrument	202200003729

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

March 2022: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Mar 7, 2022
Property Address	473 ISLAMORADA DR S, MACCLENNY, FL 32063-4222
Document Number	0000001593
Map Reference	MB 3 PG 90-92
Instrument Date	Mar 2, 2022
Instrument	202200001593
Transaction Type	Foreclosure
Record Updated	Jan 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

November 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAKER FL
Recording Date	Nov 30, 2021
Property Address	473 ISLAMORADA DR S, MACCLENNY, FL 32063-4222
Document Number	0000008878
Map Reference	MB 3 PG 90-92
Instrument Date	Nov 30, 2021
Instrument	202100008878
Transaction Type	Foreclosure
Record Updated	Jan 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	473 ISLAMORADA DR S, MACCLENNY, FL 32063-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCALD DRIVE #300 # 300, 300, FISHERS, IN 46037-9764

Tax Assessment & Valuation

The 2025 property tax bill for 473 Islamorada Dr S was $5,050, up 8.7% from the year before.

Source: Baker County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,050.00 (+8.7%)	$292,728 (+8.78%) Land $35,000 Building $257,728	$292,728 (+8.78%) Land $35,000 Building $257,728
2024	$4,646.00 (-0.13%)	$269,089 (+0.7%) Land $35,000 Building $234,089	$269,089 (+0.7%) Land $35,000 Building $234,089
2023	$4,652.00 (+6.21%)	$267,216 (+7.01%) Land $35,000 Building $232,216	$267,216 (+7.01%) Land $35,000 Building $232,216
2022	$4,380.00	$249,720 Land $35,000 Building $214,720	$249,720 Land $35,000 Building $214,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 473 Islamorada Dr S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	31 (1984–2024)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 5 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 Islamorada Dr S is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Northeast Florida Telephone Company, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Islamorada Dr S

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