459 Firefly Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 459 Firefly Ln, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,619 sqft · built 2015
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,834 (2024)
Deeds & Mortgages	Jul 2026 Transfer May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-327-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-327-001.000-018`
Alternative APN	`1609250327001000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,619 sqft Living Area
Gross Area	3,123 sqft
1st Floor Area	2,619 sqft
2nd Floor Area	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Row Home
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	459 FIREFLY LN
City	CARMEL
State	IN
Zip	46032-1528
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	APE
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	COTTAGES AT CARMEL
Legal Block	M
Legal Lot Number	30
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111011

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	459 FIREFLY LN, CARMEL, IN 46032-1528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 22, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS BK FRANKFORT
May 30, 2019	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Mar 5, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019
Deed Sale	May 30, 2019
Prior Sale	Mar 5, 2019
Deed Document Number	201922378
Last Transfer Date	Jul 9, 2026
Transfer Doc	0000031068
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 10, 2026
Property Address	459 FIREFLY LN, CARMEL, IN 46032-1528
Document Number	0000031068
Instrument Date	Jul 9, 2026
Instrument	202631068
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	459 FIREFLY LN, CARMEL, IN 46032-1528

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	459 FIREFLY LN, CARMEL, IN 46032-1528
Document Number	0000039384
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 FIREFLY LN CARMEL IN 460321528, CARMEL, IN 46032-1528

Mortgage

Document Number	0000039384
Date	Jun 24, 2020
Instrument	39384

Lender

Name	FARMERS BK FRANKFORT
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 23, 2030

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 30, 2019
Property Address	459 FIREFLY LN, CARMEL, IN 46032-1528
Document Number	0000022378
Instrument Date	May 24, 2019
Instrument	22378
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 FIREFLY LN CARMEL IN 460321528, CARMEL, IN 46032-1528

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 5, 2019
Property Address	459 FIREFLY LN, CARMEL, IN 46032-1528
Document Number	0000007679
Instrument Date	Mar 1, 2019
Instrument	7679
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 W MAIN ST #A CARMEL IN 460321939, A, CARMEL, IN 46032-1939

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$510,200 (+17.23%) Land $130,000 Building $380,200	$510,200 (+17.23%) Land $130,000 Building $380,200
2024	$4,834.00 (+2.35%)	$435,200 (-0.75%) Land $130,000 Building $305,200	$435,200 (-0.75%) Land $130,000 Building $305,200
2023	$4,723.00 (+7.22%) Homeowner's exemption	$438,500 (+13.25%) Land $130,000 Building $308,500	$438,500 (+13.25%) Land $130,000 Building $308,500
2022	$4,405.00 Homeowner's exemption	$387,200 Land $130,000 Building $257,200	$387,200 Land $130,000 Building $257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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