Ocean County and Lacey Township property record for 477 Barnacle Rd, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,114 sqft · built 1968 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Aug 2002) |
| Tax Bill | $6,249 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00226-03-00003 |
| Primary APN | 13-00226-03-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,114 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Account Number | 19847 |
|---|---|
| Street Address | 477 BARNACLE RD |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-4834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 75 X 100 |
| Legal Subdivision | FORKED RIV PT NORTH EXT SEC A |
| Legal Block | 226.3 |
| Legal Lot Number | 3 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 732104 |
Source: Ocean County and Lacey Township records · APN 13-00226-03-00003
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 477 BARNACLE RD, FORKED RIVER, NJ 08731-4834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK |
| Jul 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage VAST BANK NA |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS CHOICE HOME LOANS LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2002 · Amount on Record |
| Deed Sale | Aug 08, 2002 · Amount on Record |
| Prior Sale | Sep 24, 1996 · Amount on Record |
| Deed Book / Page | 10951 / 610 |
| Last Transfer Date | Mar 16, 2011 |
| Transfer Doc | 0148561775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 04, 2026 |
| Property Address | 477 BARNACLE RD, FORKED RIVER, NJ 08731-4834 |
| Document Number | 0000044029 |
| Book / Page | 20394 / 800 |
| Instrument Date | May 20, 2026 |
| Instrument | 202644029 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 477 BARNACLE RD, FORKED RIVER, NJ 08731-4834 |
| Document Number | 0000044029, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 20394/800 |
| Instrument | 202644029 |
| Name | VALLEY NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 477 BARNACLE RD, FORKED RIVER, NJ 08731-4834 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 477 BARNACLE RD, FORKED RIVER, NJ 08731-4834 |
| Document Number | 0191141300 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 19114/1300 |
| Instrument | 2022083765 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 477 BARNACLE RD, FORKED RIVER, NJ 08731-4834 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0184151684 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 18415/1684 |
| Instrument | 2021055240 |
| Name | AMERICAS CHOICE HOME LOANS LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,500 (-) Land $99,000 Building $129,500 | $228,500 (-) Land $99,000 Building $129,500 | |
| 2025 | $6,249.00 (+10.78%) Widower's exemption | $228,500 (+20.77%) Land $99,000 Building $129,500 | $228,500 (+20.77%) Land $99,000 Building $129,500 |
| 2024 | $5,641.00 (+39.94%) | ||
| 2023 | $189,200 Land $99,000 Building $90,200 | $189,200 Land $99,000 Building $90,200 | |
| 2022 | $4,031.00 |
Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 295 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 230 (1979–2024) |
| Claims Outside the SFHA | 2 of 230 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 327 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LACEY TWP MUA serves 29,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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