475 Barnacle Rd, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 475 Barnacle Rd, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 868 sqft · built 1968
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Dec 2021)
Tax Bill$4,592 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN13-00226-03-00004

Property Details

APN / Parcel Number

Primary APN13-00226-03-00004
Alternative APNs
  • 1300226000300004
  • 00019855

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area868 sqft Living Area
1st Floor Area868 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number00019855
Street Address475 BARNACLE RD
CityFORKED RIVER
StateNJ
Zip08731-4834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description75 X 100
Legal SubdivisionFORKED RIV PT NORTH EXT SEC A
Legal Block226.3
Legal Lot Number4
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group2
Census Block2007
Census Tract732104

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address475 BARNACLE RD, FORKED RIVER, NJ 08731-4834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Dec 13, 2021Deed, Transfer · FHA Mortgage
FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleJul 9, 2001 · Amount on Record
Deed Document Number2021176572
Deed Book / Page18820 / 657
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address475 BARNACLE RD, FORKED RIVER, NJ 08731-4834
Transaction TypeMortgage
Record UpdatedMar 3, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202850368
DateFeb 13, 2026
Book Page20285/368
Instrument2026012071
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueJan 28, 2056

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateDec 13, 2021
Property Address475 BARNACLE RD, FORKED RIVER, NJ 08731-4834
Document Number0188200657
Book / Page18820 / 657
Instrument DateDec 1, 2021
Instrument2021176572
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyGREEN LABEL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,286.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address929 CENTER ST, 929, FORKED RIVER, NJ 08731-1035

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 BARNACLE RD, FORKED RIVER, NJ 08731-4834

Mortgage

Document Number2021176573
DateDec 13, 2021
Instrument2021176573
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,900 (-) Land $99,000 Building $68,900$167,900 (-) Land $99,000 Building $68,900
2025$4,592.00 (+7.95%)$167,900 (-) Land $99,000 Building $68,900$167,900 (-) Land $99,000 Building $68,900
2024$4,254.00 (+11.98%)
2023$167,900 Land $99,000 Building $68,900$167,900 Land $99,000 Building $68,900
2022$3,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 295 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies295 in force
Nearby Flood Claims230 (1979–2024)
Claims Outside the SFHA2 of 230
Most Recent ClaimJan 2024
Claims by Event
  • Hurricane Sandy, Nov 2012 · 167 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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