4768 Bar Neck Rd, Tilghman, MD 21671 Property Records

Talbot County property record for 4768 Bar Neck Rd, Tilghman, MD 21671

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,801 sqft · built 1998
Lot Size	5.01 acres (218,453 sqft)
Owner	Individual Name on Record
Last Sale	$1,995,000 (Jun 2025)
Tax Bill	$9,971 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-191440`

Property Details

APN / Parcel Number

Primary APN	`05-191440`
Alternative APNs	`5191440` `191440`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,801 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	218,453 sqft (5.01 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	2,150 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Slab
Porch Area	706 sqft
Deck Area	638 sqft
Greenhouse	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	191440
Street Address	4768 BAR NECK RD
City	TILGHMAN
State	MD
Zip	21671-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-1
Legal Description	LOT 1 - 5.015 AC SLY END BAR NECK RD NR TILGHMAN
Legal Subdivision	BAR NECK FARM
Legal Lot Number	1
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	2
Census Block	2026
Census Tract	960800

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9144 VENDOME DR, BETHESDA, MD 20817-4028
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit NASA FCU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Jun 4, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Book / Page	3191 / 108
Prior Transfer Date	Nov 1, 2016
Prior Transfer Doc	0024060099
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	4768 BAR NECK RD, TILGHMAN, MD 21671-1100
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	EASTERN SHORE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026250184
Date	Jul 10, 2019
Book Page	2625/184

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	4768 BAR NECK RD, TILGHMAN, MD 21671-1100
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025950353
Date	Feb 22, 2019
Book Page	2595/353

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	4768 BAR NECK RD, TILGHMAN, MD 21671-1100
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027820430
Date	Dec 15, 2020
Book Page	2782/430

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 4, 2018
Property Address	4768 BAR NECK RD, TILGHMAN, MD 21671-1100
Document Number	0025390274
Book / Page	2539 / 274
Map Reference	LB82 FO87
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4768 BAR NECK RD, TILGHMAN, MD 21671-1100

Mortgage

Document Number	0002539278
Date	Jun 4, 2018
Instrument	2539/278

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,971.00 (+26.49%)	$1,076,467 (+8.55%)	$1,246,000 (+25.64%) Land $466,500 Building $779,500
2025	$7,883.00 (+8.27%)	$991,700 (+10.33%) Land $388,500 Building $603,200	$991,700 (-) Land $388,500 Building $603,200
2023	$7,281.00 Homeowner's exemption	$898,833	$991,700 Land $388,500 Building $603,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	88 (1979–2024)
Claims Outside the SFHA	17 of 88
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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