4762 Bar Neck Rd, Tilghman, MD 21671 Property Records

Talbot County property record for 4762 Bar Neck Rd, Tilghman, MD 21671

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,224 sqft · built 2007
Lot Size	6.33 acres (276,040 sqft)
Owner	2 Trust Names on File
Last Sale	$1,600,000 (Nov 2021)
Tax Bill	$10,012 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-191467`

Property Details

APN / Parcel Number

Primary APN	`05-191467`
Alternative APNs	`5191467` `191467`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,224 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	276,040 sqft (6.33 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Slab
Porch Area	483 sqft
Deck Area	817 sqft
Shed	1 Shed
Shed Area	1,800 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	191467
Street Address	4762 BAR NECK RD
City	TILGHMAN
State	MD
Zip	21671-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-1
Legal Description	LOT 2 - 6.337 AC SLY END BAR NECK RD NR TILGHMAN
Legal Subdivision	BAR NECK FARM
Legal Lot Number	2
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	2
Census Block	2026
Census Tract	960800

Owner

4762 Bar Neck Rd is owner-occupied and held in a trust since December 2023.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4762 BAR NECK RD, TILGHMAN, MD 21671-1100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Oct 19, 1999 · Amount on File
Deed Book / Page	2913 / 132
Last Transfer Date	Dec 27, 2023
Transfer Doc	0031220489
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 3, 2021
Property Address	4762 BAR NECK RD, TILGHMAN, MD 21671-1100
Document Number	0029130132
Book / Page	2913 / 132
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	REAL ESTATE TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4762 BAR NECK RD, TILGHMAN, MD 21671-1100

Mortgage

Document Number	0002913140
Date	Nov 3, 2021
Instrument	2913/140

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4762 Bar Neck Rd was $10,012 with a homeowner's exemption, up 3.1% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,012.00 (+3.11%) Homeowner's exemption	$1,546,333 (+10.19%)	$1,832,400 (+30.58%) Land $473,800 Building $1,358,600
2025	$9,710.00 Homeowner's exemption	$1,403,300 Land $394,500 Building $1,008,800	$1,403,300 Land $394,500 Building $1,008,800
2023	$8,856.00	$1,149,100	$1,403,300 Land $394,500 Building $1,008,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4762 Bar Neck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	88 (1979–2024)
Claims Outside the SFHA	17 of 88
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4762 Bar Neck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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