4766 Middle Rd, Gurnee, IL 60031 Property Records

Lake County property record for 4766 Middle Rd, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,330 sqft · built 1990
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Apr 1994)
Tax Bill	$11,385 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-26-103-014`

Property Details

APN / Parcel Number

Primary APN	`07-26-103-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,330 sqft Living Area
Gross Area	3,938 sqft
1st Floor Area	1,112 sqft
2nd Floor Area	1,218 sqft
Upper Floors Area	1,218 sqft
Basement Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,199 sqft (0.257 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4766 MIDDLE RD
City	GURNEE
State	IL
Zip	60031-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE VILLAGE PHASE III; LOT 239
Legal Subdivision	PROVIDENCE VILLAGE PHASE III
Legal Phase	3
Legal Lot Number	239
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1011
Census Tract	861509

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4766 MIDDLE RD, GURNEE, IL 60031-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 1994 · Amount on Record
Deed Sale	Apr 5, 1994 · Amount on Record
Deed Document Number	19943519896
Last Transfer Date	Sep 14, 2009
Transfer Doc	0006528194
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4766 MIDDLE RD, GURNEE, IL 60031-3222
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4766 MIDDLE RD, GURNEE, IL 60031-3222

Mortgage

Document Number	0008160218
Date	Mar 31, 2026
Instrument	8160218

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.8%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,243 (+9.22%) Land $27,546 Building $112,697	$420,771 (+9.22%) Land $82,646 Building $338,125
2024	$11,385.00 (+5.83%)	$128,404 (+10.94%) Land $25,221 Building $103,183	$385,251 (+10.94%) Land $75,671 Building $309,580
2023	$10,758.00 (+1.55%)	$115,741 (-6.81%) Land $22,734 Building $93,007	$347,258 (-6.81%) Land $68,209 Building $279,049
2022	$10,594.00	$124,202 Land $19,875 Building $104,327	$372,643 Land $59,631 Building $313,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: E-vergent.

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