4754 Middle Rd, Gurnee, IL 60031 Property Records

Lake County property record for 4754 Middle Rd, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,511 sqft · built 1990
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Company Names on Record
Last Sale	$289,000 (Sep 1999)
Tax Bill	$11,924 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-103-015`

Property Details

APN / Parcel Number

Primary APN	`07-26-103-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,511 sqft Living Area
Gross Area	4,219 sqft
1st Floor Area	1,268 sqft
2nd Floor Area	1,243 sqft
Upper Floors Area	1,243 sqft
Basement Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,199 sqft (0.257 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4754 MIDDLE RD
City	GURNEE
State	IL
Zip	60031-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE VILLAGE PHASE III; LOT 238
Legal Subdivision	PROVIDENCE VILLAGE PHASE III
Legal Phase	3
Legal Lot Number	238
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1011
Census Tract	861509

Owner

Source: Lake County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4754 MIDDLE RD, GURNEE, IL 60031-3222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 1999 · Amount on Record
Deed Sale	Sep 21, 1999 · Amount on Record
Prior Sale	Jan 27, 1997 · Amount on Record
Deed Document Number	19994422521
Last Transfer Date	Aug 19, 2002
Transfer Doc	0005023969
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 23, 2026
Property Address	4754 MIDDLE RD, GURNEE, IL 60031-3222
Document Number	0008196378
Instrument Date	Sep 10, 2026
Instrument	20268196378
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4754 MIDDLE RD, GURNEE, IL 60031-3222

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Sep 16, 2026
Property Address	4754 MIDDLE RD, GURNEE, IL 60031-3222
Document Number	0008195030
Instrument Date	Aug 24, 2026
Instrument	20268195030
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 MIDDLE RD, GURNEE, IL 60031-3222

Mortgage

Document Number	0008195030,
Date	Sep 16, 2026
Instrument	20268195030

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4754 MIDDLE RD, GURNEE, IL 60031-3222
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 MIDDLE RD, GURNEE, IL 60031-3222

Mortgage

Document Number	0007947121
Date	Dec 1, 2022
Instrument	7947121

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,924.00 (-2.23%)	$146,703 (+18.82%) Land $27,012 Building $119,691	$440,153 (+18.82%) Land $81,044 Building $359,109
2024	$12,196.00 (+13.71%)
2023	$10,726.00 (+10.55%)	$123,467 (+8.05%) Land $22,734 Building $100,733	$370,438 (+8.05%) Land $68,209 Building $302,229
2022	$9,702.00	$114,269 Land $19,875 Building $94,394	$342,841 Land $59,631 Building $283,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: E-vergent.

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