4748 Willoughcroft Rd, Willoughby, OH 44094 Property Records

Lake County property record for 4748 Willoughcroft Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 815 sqft · built 1949
Lot Size0.201 acres (8,751 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Jun 2005)
Tax Bill$5,409 (2023)
Deeds & MortgagesSep 2025 Line of Credit
Oct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN27-A-018-J-00-014-0

Property Details

APN / Parcel Number

Primary APN27-A-018-J-00-014-0
Alternative APN
  • A 85

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area815 sqft Living Area
Gross Area1,079 sqft
1st Floor Area815 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1993
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,751 sqft (0.201 acres)
Lot Dimensions175 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area264 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4748 WILLOUGHCROFT RD
CityWILLOUGHBY
StateOH
Zip44094-5704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 3 TRACT 13
Legal SubdivisionERIE SUBDIVISION
Legal Tract13
Legal Block2
Legal Lot Number3
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2036
Census Tract201400

Owner

Source: Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4748 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2025Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 10, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2005 · Amount on Record
Deed SaleJun 29, 2005 · Amount on Record
Prior SaleMay 20, 1993
Deed Document Number200526871
Prior Transfer DateOct 3, 2003
Prior Transfer Doc0000063928
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address4748 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019407
DateSep 5, 2025
Instrument2025R019407
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueAug 29, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE OH
Recording DateOct 10, 2023
Property Address4748 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704
Document Number0000020302
Instrument DateOct 4, 2023
Instrument2023R020302
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4748 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66,960 (+17.21%) Land $17,650 Building $49,310$191,310 (+17.2%) Land $50,430 Building $140,880
2023$5,409.00 (+53.88%) Homeowner's exemption$57,130 (-) Land $14,130 Building $43,000
2022$3,515.00 Homeowner's exemption$57,130 Land $14,130 Building $43,000
2021$163,230 Land $40,370 Building $122,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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