4763 Ruby Ln NW, Rochester, MN 55901 Property Records

Olmsted County property record for 4763 Ruby Ln NW, Rochester, MN 55901 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,104 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Aug 2021)
Tax Bill	$4,364 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74.29.34.058511`

Property Details

APN / Parcel Number

Primary APN	`74.29.34.058511`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,088 sqft
Finished Basement	979 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	135 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	164 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4763 RUBY LN NW
City	ROCHESTER
State	MN
Zip	55901-6550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-107 RANGE-014 DIAMOND RIDGE 15TH LOT-001 BLOCK-002 LOT 1 BLK 2
Legal Range	14
Legal Township	107
Legal Section	29
Legal Subdivision	DIAMOND RIDGE 15TH
Legal Block	2
Legal Lot Number	1
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1006
Census Tract	1301

Owner

Source: Olmsted County records · APN 74.29.34.058511

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4763 RUBY LN NW, ROCHESTER, MN 55901-6550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage OLMSTED COUNTY HOUSING AND REDEVELOPMENT
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Mar 23, 2011 · Amount on Record
Deed Document Number	20211544735
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4763 RUBY LN NW, ROCHESTER, MN 55901-6550
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1600234
Date	Feb 12, 2024
Instrument	A-1600234

Lender

Name	OLMSTED COUNTY HOUSING AND REDEVELOPMENT
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 03, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 25, 2021
Property Address	4763 RUBY LN NW, ROCHESTER, MN 55901-6550
Document Number	A1544735
Instrument Date	Aug 18, 2021
Instrument	A-1544735
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4763 RUBY LN NW, ROCHESTER, MN 55901-6550

Mortgage

Document Number	A1544736
Date	Aug 25, 2021
Instrument	A-1544736

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Olmsted County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,364.00 Homeowner's exemption
2025		$308,600 Land $47,400 Building $261,200	$325,800 Land $50,000 Building $275,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Olmsted County (27109C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 8% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Minnesota WiFi	Fixed Wireless (unlicensed)	150 / 30
Hiawatha Broadband Communications	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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