Olmsted County property record for 4685 Ruby Ln NW, Rochester, MN 55901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,268 sqft · built 2001 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,000 (Feb 2015) |
| Tax Bill | $4,820 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74.29.34.062168 |
| Primary APN | 74.29.34.062168 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,123 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,769 sqft (0.362 acres) |
| Lot Dimensions | 191 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 188 sqft |
| Patio Area | 163 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4685 RUBY LN NW |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55901-6560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-29 TWP-107 RANGE-014 DIAMOND RIDGE 18TH LOT-022 BLOCK-001 LOT 22 BLK 1 |
| Legal Range | 14 |
| Legal Township | 107 |
| Legal Section | 29 |
| Legal Subdivision | DIAMOND RIDGE 18TH |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1301 |
Source: Olmsted County records · APN 74.29.34.062168
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4685 RUBY LN NW, ROCHESTER, MN 55901-6560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2017 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2015 · Amount on Record |
| Deed Sale | Feb 03, 2015 · Amount on Record |
| Prior Sale | Jul 11, 2008 · Amount on Record |
| Deed Document Number | 20151363656 |
| Prior Transfer Date | Jun 09, 2008 |
| Prior Transfer Doc | 00A1173512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 4685 RUBY LN NW, ROCHESTER, MN 55901-6560 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1422400 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | A-1422400 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 02, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 4685 RUBY LN NW, ROCHESTER, MN 55901-6560 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1437492 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | A-1437492 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Olmsted County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,820.00 (+1.52%) Homeowner's exemption | ||
| 2025 | $4,748.00 Homeowner's exemption | $342,100 (-2.73%) Land $52,800 Building $289,300 | $356,500 (+1.36%) Land $55,000 Building $301,500 |
| 2024 | $351,700 Land $55,000 Building $296,700 | $351,700 Land $55,000 Building $296,700 |
Source: FEMA National Flood Hazard Layer, Olmsted County (27109C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 8% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures