Okaloosa County property record for 4762 Melissa Cv, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,656 sqft · built 1996 |
| Lot Size | 0.372 acres (16,190 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jun 2017) |
| Tax Bill | $124 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-9610-2 |
| Primary APN | C56-000-597-9610-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 3,365 sqft |
| 1st Floor Area | 1,328 sqft |
| Upper Floors Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 16,190 sqft (0.372 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 152 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4762 MELISSA CV |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOAL RIDGE LOT 11 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 34 |
| Legal Subdivision | SHOAL RIDGE |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20702 |
4762 Melissa Cv is owned and occupied by two individuals who bought it in June 2017.
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4762 MELISSA CV, CRESTVIEW, FL 32539-8360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 12, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on File |
| Deed Sale | Jun 12, 2017 · Amount on File |
| Prior Sale | May 11, 2004 · Amount on File |
| Deed Document Number | 20173140491 |
| Deed Book / Page | 3303 / 2700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4762 MELISSA CV, CRESTVIEW, FL 32539-8360 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4762 MELISSA CV, CRESTVIEW, FL 32539-8360 |
| Document Number | 0003791044 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 3791044 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4762 MELISSA CV, CRESTVIEW, FL 32539-8360 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4762 MELISSA CV, CRESTVIEW, FL 32539-8360 |
| Document Number | 0036524810 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 3652/4810 |
| Instrument | 3593356 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4762 MELISSA CV, CRESTVIEW, FL 32539-8360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0035030263 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 3503/263 |
| Instrument | 3404332 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 12, 2017 |
| Property Address | 4762 MELISSA CV, CRESTVIEW, FL 32539-8360 |
| Document Number | 0033032700 |
| Book / Page | 003303 / 002700 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 3140491 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4762 MELISSA CV CRESTVIEW FL 325398360, CRESTVIEW, FL 32539-8360 |
| Document Number | 33032702 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 003303/002702 |
| Instrument | 3140492 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2047 |
The 2025 property tax bill for 4762 Melissa Cv was $124 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124.00 Homeowner's exemption Veteran's exemption | $201,811 | $278,358 Land $41,948 Building $236,410 |
| 2023 | $108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $190,411 (+3%) | $297,491 (+9.09%) Land $35,640 Building $261,851 |
| 2022 | $105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $184,865 | $272,703 Land $26,401 Building $246,302 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4762 Melissa Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4762 Melissa Cv is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures