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4761 Melissa Cv, Crestview, FL 32539 Property Records

Okaloosa County property record for 4761 Melissa Cv, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,180 sqft · built 1988
Lot Size0.248 acres (10,813 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Feb 2023)
Tax Bill$1,209 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jan 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC56-000-597-9602-9

Property Details

APN / Parcel Number

Primary APNC56-000-597-9602-9
Alternative APNs
  • 34-3N-23-220A-0000-0030
  • 23N334220A00000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,180 sqft Living Area
Gross Area1,624 sqft
1st Floor Area1,180 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,813 sqft (0.248 acres)
Garage TypeAttached
Garage Area432 sqft
PorchFinished/Open Porch
Porch Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4761 MELISSA CV
CityCRESTVIEW
StateFL
Zip32539-8360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOAL RIDGE LOT 3
Legal Range23W
Legal Township03N
Legal Section34
Legal SubdivisionSHOAL RIDGE
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group3
Census Block3001
Census Tract20702

Owner

Source: Okaloosa County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address60 YACHT CLUB DR NE, FORT WALTON BEACH, FL 32548-8805
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2023Warranty Deed, Transfer · VA Mortgage
LEND SMART MORTGAGE LLC
Jan 12, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 16, 2018Grant Deed, Mortgage
USAMERIBANK
Jan 31, 2018Grant Deed, Mortgage
USAMERIBANK
Jun 9, 2017Quit Claim Deed, Transfer
ACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2023 · Amount on Record
Deed SaleFeb 1, 2023 · Amount on Record
Prior SaleJan 12, 2021 · Amount on Record
Deed Document Number20233604059
Deed Book / Page3660 / 3247
Prior Transfer DateAug 2, 2012
Prior Transfer Doc0030471499
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 1, 2023
Property Address4761 MELISSA CV, CRESTVIEW, FL 32539-8360
Document Number0036603247
Book / Page3660 / 3247
Map ReferenceMB 10 PG 80
Instrument DateFeb 1, 2023
Instrument3604059
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyBRADLEY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4761 MELISSA CV, CRESTVIEW, FL 32539-8360

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 YACHT CLUB DR NE APT 9, 9, FORT WALTON BEACH, FL 32548-8800

Mortgage

Document Number0036603249
DateFeb 1, 2023
Instrument3660/3249
Lender
NameLEND SMART MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Mortgage

Document Number0036603262
DateFeb 1, 2023
Book Page3660/3262
Instrument3604061
Lender
NameLEND SMART MORTGAGE LLC
TypeMortgage Company
AddressSAINT PAUL, MN 55126
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 12, 2021
Property Address4761 MELISSA CV, CRESTVIEW, FL 32539-8360
Document Number0035174768
Book / Page3517 / 4768
Map ReferenceMB 10 PG 80
Instrument DateDec 18, 2020
Instrument3421360
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1406 N DALE MABRY HWY # HWY300, 1406, TAMPA, FL 33607-2506

Transferred To (Grantee/Buyer)

NameVerified Name
Address4761 MELISSA CV, CRESTVIEW, FL 32539-8360

Mortgage

Document Number0035174770
DateJan 12, 2021
Instrument3517/4770
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateJan 16, 2018
Property Address4761 MELISSA CV, CRESTVIEW, FL 32539-8360
Document Number0033332681
Book / Page003333 / 002681
Instrument DateDec 22, 2017
Instrument3182910
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressL406 N DL MABRY HWY #300 TAMPA FL 33607, 300, TAMPA, FL 33607

Mortgage

Document Number33332681
DateJan 16, 2018
Book Page003333/002681
Instrument3182910
Lender
NameUSAMERIBANK
TypeBank
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
AmountAmount Recorded

January 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateJan 31, 2018
Property Address4761 MELISSA CV, CRESTVIEW, FL 32539-8360
Document Number0033352078
Book / Page003335 / 002078
Instrument DateDec 22, 2017
Instrument3185808
Transaction TypeMortgage
Record UpdatedFeb 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506

Mortgage

Document Number33352078
DateJan 31, 2018
Book Page003335/002078
Instrument3185808
Lender
NameUSAMERIBANK
TypeBank
Address4790 MOTH AVE, CLEARWATER, FL 33762
Agreement
AmountAmount Recorded

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJun 9, 2017
Property Address4761 MELISSA CV, CRESTVIEW, FL 32539-8360
Document Number0033030874
Book / Page003303 / 000874
Instrument DateJun 9, 2017
Instrument3139980
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanyACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,209.00 (-18.59%) Homeowner's exemption$150,210 (-3.27%) Land $42,372 Building $107,838$150,210 (-3.27%) Land $42,372 Building $107,838
2023$1,485.00 (+11.99%)$155,284 (+16.73%) Land $36,000 Building $119,284$155,284 (+16.73%) Land $36,000 Building $119,284
2022$1,326.00$133,025 Land $26,667 Building $106,358$133,025 Land $26,667 Building $106,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100

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