4761 Silver Cliff Dr, Prosper, TX 75078 Property Records

Denton County property record for 4761 Silver Cliff Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,659 sqft · built 2022
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,161,600 (Mar 2023)
Tax Bill	$23,490 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R970593`

Property Details

APN / Parcel Number

Primary APN	`R970593`
Alternative APN	`SD5200A-000000H-0000-0003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,659 sqft Living Area
Gross Area	5,607 sqft
1st Floor Area	2,860 sqft
2nd Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,460 sqft (0.309 acres)
Garage Type	Attached
Garage Area	949 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	678 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4761 SILVER CLIFF DR
City	PROSPER
State	TX
Zip	75078-5168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSONG RANCH PHASE 3D BLK H LOT 3
Legal Subdivision	WINDSONG RANCH PHASE 3D
Legal Block	H
Legal Lot Number	3
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	5
Census Block	5011
Census Tract	20128

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4761 SILVER CLIFF DR, PROSPER, TX 75078-5168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Mar 28, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	202329899
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	4761 SILVER CLIFF DR, PROSPER, TX 75078-5168
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129447
Date	Dec 7, 2023
Instrument	2023-129447

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Mar 28, 2023
Property Address	4761 SILVER CLIFF DR, PROSPER, TX 75078-5168
Document Number	0000029899
Map Reference	DOC 2021-50
Instrument Date	Mar 27, 2023
Instrument	2023-029899
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2023
Title Company	REPUBLIC TITLE COMPANY, RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4761 SILVER CLIFF DR, PROSPER, TX 75078-5168

Mortgage

Document Number	0000029900
Date	Mar 28, 2023
Instrument	2023-029900

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,532,300 (+30.54%) Land $597,421 Building $960,579	$1,558,000 (+32.73%) Land $597,421 Building $960,579
2025	$23,490.00 (+7.66%)
2023	$21,818.00 (+617.93%)	$1,173,845 Land $323,041 Building $850,804	$1,173,845 Land $323,041 Building $850,804
2022	$3,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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