Denton County property record for 4740 Silver Cliff Dr, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,740 sqft · built 2021 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,950 (Nov 2022) |
| Tax Bill | $25,695 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R970568 |
| Primary APN | R970568 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,740 sqft Living Area |
| Gross Area | 5,457 sqft |
| 1st Floor Area | 3,612 sqft |
| 2nd Floor Area | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,415 sqft (0.285 acres) |
| Garage Type | Attached |
| Garage Area | 718 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 377 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4740 SILVER CLIFF DR |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-5167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG RANCH PHASE 3D BLK A LOT 36 |
| Legal Subdivision | WINDSONG RANCH PHASE 3D |
| Legal Block | A |
| Legal Lot Number | 36 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 20128 |
Source: Denton County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4740 SILVER CLIFF DR, PROSPER, TX 75078-5167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 10, 2022 | Vendor's Lien, Transfer · Conventional Mortgage RLM MORTGAGE LLC |
| Oct 26, 2022 | Vendor's Lien, Transfer · Stand-Alone First Mortgage RLM MORTGAGE LLC |
| Jun 29, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Prior Sale | Oct 26, 2022 · Amount on Record |
| Deed Document Number | 2022156847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 4740 SILVER CLIFF DR, PROSPER, TX 75078-5167 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 4740 SILVER CLIFF DR, PROSPER, TX 75078-5167 |
| Document Number | 0000016588 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026-016588 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1800 W LARCHMONT AVE, CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Nov 10, 2022 |
| Property Address | 4740 SILVER CLIFF DR, PROSPER, TX 75078-5167 |
| Document Number | 0000156847 |
| Map Reference | VOL 2021 PG 50 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 2022-156847 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4740 SILVER CLIFF DR, PROSPER, TX 75078-5167 |
| Document Number | 0000156848 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022-156848 |
| Name | RLM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Number | 0000156849 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022-156849 |
| Name | SOUTHTRUST BANK NA |
|---|---|
| Type | Bank |
| Address | GEORGE WEST, TX 78022 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 8, 2037 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Oct 26, 2022 |
| Property Address | 4740 SILVER CLIFF DR, PROSPER, TX 75078-5167 |
| Document Number | 0000150541 |
| Map Reference | VOL 2021 PG 50 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022-150541 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 N PRESTON RD, PROSPER, TX 75078-9808 |
| Investor | Possibly a Property Investor |
| Document Number | 0000150542 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2022-150542 |
| Name | RLM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Jun 29, 2022 |
| Property Address | 4740 SILVER CLIFF DR, PROSPER, TX 75078-5167 |
| Document Number | 0000095648 |
| Map Reference | VOL 2021 PG 50 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022-095648 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | REPUBLIC TITLE COMPANY, RTT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 DOUBLE B TRL, PROSPER, TX 75078-9442 |
| Document Number | 0000095649 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022-095649 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Max Rate | 9.37% |
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,480,000 (+6.2%) Land $558,657 Building $921,343 | $1,480,000 (+6.2%) Land $558,657 Building $921,343 | |
| 2025 | $25,695.00 (+8.64%) | ||
| 2023 | $23,651.00 (+232.18%) Homeowner's exemption | $1,393,639 Land $297,950 Building $1,095,689 | $1,393,639 Land $297,950 Building $1,095,689 |
| 2022 | $7,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures