Centre County property record for 476 Walnut St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,938 sqft · built 1900 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Sep 2025) |
| Tax Bill | $2,630 (2026) |
| Deeds & Mortgages | Aug 2011 Mortgage May 2010 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-003-,005-,0000 |
| Primary APN | 27-003-,005-,0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 476 WALNUT ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WATERS EDGE RENTALS |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10100 |
476 Walnut St is owned and occupied by an individual who bought it in September 2025.
Source: Centre County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 476 WALNUT ST, HOWARD, PA 16841-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2011 | Deed of Trust, Mortgage · Commercial Mortgage THE JUANITA VALLEY BANK |
| May 27, 2010 | Deed of Trust, Mortgage · Commercial Mortgage KURT L MCKINNEY JR ETUX |
| Sep 15, 2025 | Deed, Transfer |
| Jun 11, 2024 | Deed, Transfer · Stand-Alone First Mortgage ARIZE FCU |
| Feb 27, 2009 | Special Warranty Deed, Transfer · Line of Credit SPE FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on File |
| Deed Sale | Sep 15, 2025 · Amount on File |
| Prior Sale | Jun 11, 2024 · Amount on File |
| Deed Book / Page | 2335 / 892 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 476 WALNUT ST, HOWARD, PA 16841-2203 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02085/0205 |
|---|---|
| Date | Aug 18, 2011 |
| Book Page | 2085/0205 |
| Name | THE JUANITA VALLEY BANK |
|---|---|
| Address | MIFFLINTOWN, PA 17059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 476 WALNUT ST, HOWARD, PA 16841-2203 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02057/0360 |
|---|---|
| Date | May 27, 2010 |
| Book Page | 2057/0360 |
| Name | KURT L MCKINNEY JR ETUX |
|---|---|
| Type | Private Party |
| Address | 372 KRISE VALLEY RD, SPRING MILLS, PA 16875 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Sep 15, 2025 |
| Property Address | 476 WALNUT ST, HOWARD, PA 16841-2203 |
| Document Number | 002335/892 |
| Book / Page | 2335 / 892 |
| Map Reference | MB 100 PG 105 |
| Instrument Date | Sep 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 105, HOWARD, PA 16841-0105 |
| Name | Verified Name |
|---|---|
| Address | 476 WALNUT ST, HOWARD, PA 16841-2203 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jun 11, 2024 |
| Property Address | 476 WALNUT ST, HOWARD, PA 16841-2203 |
| Document Number | 002319/525 |
| Book / Page | 2319 / 525 |
| Map Reference | MB 2029 PG 005 |
| Instrument Date | Jun 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 298 WALNUT ST, HOWARD, PA 16841-2252 |
| Document Number | 0023190526 |
|---|---|
| Date | Jun 11, 2024 |
| Instrument | 2319-0526 |
| Name | ARIZE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 15, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 002319/528 |
|---|---|
| Date | Jun 11, 2024 |
| Book Page | 2319/528 |
| Name | RODNEY N WELLAR ETUX |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Feb 27, 2009 |
| Property Address | 476 WALNUT ST, HOWARD, PA 16841-2203 |
| Document Number | 02029/0005 |
| Book / Page | 2029 / 0005 |
| Instrument Date | Feb 21, 2009 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Investor | Possibly a Property Investor |
| Document Number | 0020290006 |
|---|---|
| Date | Feb 27, 2009 |
| Instrument | 2029/0006 |
| Name | SPE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.25% |
|---|
The 2026 property tax bill for 476 Walnut St was $2,630, down 59.7% from the year before.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,630.00 (-59.71%) | $34,505 (-60.46%) Land $5,000 Building $29,505 | |
| 2025 | $6,527.00 (-1.36%) | $87,275 (-) Land $7,620 Building $79,655 | $174,550 Land $15,240 Building $159,310 |
| 2024 | $6,617.00 | $87,275 Land $7,620 Building $79,655 | |
| 1994 | $174,550 Land $15,240 Building $159,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 476 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 476 Walnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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