Centre County property record for 442 Walnut St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,464 sqft · built 1900 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,227 (2026) |
| Deeds & Mortgages | Oct 2010 Line of Credit Sep 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-002-,135-,0000 |
| Primary APN | 27-002-,135-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,464 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 442 WALNUT ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 10100 |
442 Walnut St is owned and occupied by an individual who acquired it in June 1992.
Source: Centre County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 442 WALNUT ST, HOWARD, PA 16841-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2010 | Deed of Trust, Mortgage · Line of Credit SOVEREIGN BANK |
| Sep 11, 2006 | Deed of Trust, Mortgage SOVEREIGN BANK |
| Jul 9, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 13, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 1992 |
| Deed Sale | Jun 26, 1992 |
| Deed Book / Page | 658 / 603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 442 WALNUT ST, HOWARD, PA 16841-2203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 02067/0374 |
|---|---|
| Date | Oct 26, 2010 |
| Book Page | 2067/0374 |
| Name | SOVEREIGN BANK |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 8, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 442 WALNUT ST, HOWARD, PA 16841-2203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | FISERV LENDING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 01972/0235 |
|---|---|
| Date | Sep 11, 2006 |
| Book Page | 1972/0235 |
| Name | SOVEREIGN BANK |
|---|---|
| Type | Bank |
| Address | 525 LANCASTER AVE, READING, PA 19611 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Aug 14, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 442 WALNUT ST, HOWARD, PA 16841-2203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 442 WALNUT ST, HOWARD, PA 16841-2203 |
| Document Number | 002320/503 |
|---|---|
| Date | Jul 9, 2024 |
| Book Page | 2320/503 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BELLEFONTE, PA 16823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jul 13, 2018 |
| Property Address | 442 WALNUT ST, HOWARD, PA 16841-2203 |
| Document Number | 02219/0031 |
| Book / Page | 2219 / 0031 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 70 PENNDOT DR, CLEARFIELD, PA 16830-6051 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 442 Walnut St was $2,227.
Source: Centre County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,227.00 | $29,225 Land $3,620 Building $25,605 | |
| 2025 | $58,450 Land $7,240 Building $51,210 | ||
| 2024 | $2,215.00 | $29,225 Land $3,620 Building $25,605 | |
| 1994 | $58,450 Land $7,240 Building $51,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 Walnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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