Gallatin County property record for 476 Stream Side Way, Big Sky, MT 59716
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,556 sqft · built 2018 |
| Lot Size | 3.08 acres (134,165 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,923,500 (Sep 2021) |
| Tax Bill | $30,911 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 00RLE40538 |
| Primary APN | 00RLE40538 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,556 sqft Living Area |
| 1st Floor Area | 2,889 sqft |
| 2nd Floor Area | 1,667 sqft |
| Attic | Attic |
| Attic Area | 359 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 134,165 sqft (3.08 acres) |
| Garage Area | 1,983 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 536 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00RLE40538 |
|---|---|
| Street Address | 476 STREAM SIDE WAY |
| City | BIG SKY |
| State | MT |
| Zip | 59716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRELIGHT SUB PH1, S02, T07 S, R03 E, LOT 11, ACRES 3.08, PLAT J-245 |
| Legal Range | 03E |
| Legal Township | 07S |
| Legal Section | 02 |
| Legal Subdivision | FIRELIGHT SUB PH1 |
| Legal Lot Number | 11 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BIG SKY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1600 |
476 Stream Side Way is owned by a company that bought it in September 2021.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 19 E RIVERCREST DR, HOUSTON, TX 77042-2513 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · ARM FIRST HORIZON BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 8, 2018 | Intrafamily Transfer, Transfer · ARM TIAA FSB HOLDINGS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on File |
| Deed Sale | Sep 27, 2021 · Amount on File |
| Prior Sale | Jun 8, 2018 · Amount on File |
| Deed Document Number | 20212752360 |
| Prior Transfer Date | Jun 7, 2018 |
| Prior Transfer Doc | 0002616053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 476 STREAMSIDE WAY, BIG SKY, MT 59716 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002752361 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2752361 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 476 STREAMSIDE WAY, BIG SKY, MT 59716 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002665887 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2665887 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Jun 8, 2018 |
| Property Address | 476 STREAMSIDE WAY, BIG SKY, MT 59716 |
| Document Number | 0002616053 |
| Map Reference | PL J-245 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 2616053 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 161234, BIG SKY, MT 59716-1234 |
| Document Number | 0002616054 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 2616054 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2026 property tax bill for 476 Stream Side Way was $30,911, down 5.6% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Unified School District | Big Sky School K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,911.00 (-5.57%) | $5,341,400 (-) | $5,341,400 (-) Land $1,171,048 Building $4,170,352 |
| 2025 | $32,734.00 | $5,341,400 | $5,341,400 Land $1,171,048 Building $4,170,352 |
| 2023 | $27,622.00 | $4,949,886 | $4,949,886 Land $663,085 Building $4,286,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 476 Stream Side Way in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 476 Stream Side Way is high, ranking above 87% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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