Burleigh County property record for 476 Laredo Dr, Bismarck, ND 58504
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,215 sqft · built 1990 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Company Name on File |
| Last Sale | $283,000 (Jul 2020) |
| Tax Bill | $3,609 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2009 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0608-005-035 |
| Primary APN | 0608-005-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | French |
| Construction Type | Frame |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Dimensions | 112 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 476 LAREDO DR |
|---|---|
| City | BISMARCK |
| State | ND |
| Zip | 58504-7211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | WACHTER'S 6TH LOT 8 |
| Legal Subdivision | WACHTER'S 6TH |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | BURLEIGH ND |
| Township / Civil Division | BISMARCK |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 10700 |
476 Laredo Dr is owned by a company that bought it in July 2020.
Source: Burleigh County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Oct 8, 2009 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Jul 23, 2020 | Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK |
| May 11, 2016 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Aug 31, 2012 | Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK |
| Oct 1, 2010 | Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on File |
| Deed Sale | Jul 23, 2020 · Amount on File |
| Prior Sale | May 11, 2016 · Amount on File |
| Deed Document Number | 2020905504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Apr 6, 2026 |
| Property Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000989081 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026989081 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000989081, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026989081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000715818 |
|---|---|
| Date | Oct 8, 2009 |
| Instrument | 715818 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Jul 23, 2020 |
| Property Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000905504 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 905504 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | QUALITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000905505 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 905505 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | May 11, 2016 |
| Property Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000840273 |
| Instrument Date | May 10, 2016 |
| Instrument | 840273 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000840274 |
|---|---|
| Date | May 11, 2016 |
| Instrument | 840274 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Aug 31, 2012 |
| Property Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000770742 |
| Instrument Date | Aug 30, 2012 |
| Instrument | 770742 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | BISON TITLE COMPANY, BISMRCK TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 476 LAVEDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000770743 |
|---|---|
| Date | Aug 31, 2012 |
| Instrument | 770743 |
| Name | GATE CITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Oct 1, 2010 |
| Property Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000733197 |
| Instrument Date | Sep 30, 2010 |
| Instrument | 733197 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 476 LAREDO DR, BISMARCK, ND 58504-7211 |
| Document Number | 0000733198 |
|---|---|
| Date | Oct 1, 2010 |
| Instrument | 733198 |
| Name | GATE CITY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2040 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 476 Laredo Dr was $3,609.
Source: Burleigh County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Burleigh County |
| Municipality | Bismarck City |
| Unified School District | Bismarck Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,609.00 | $169,150 Land $38,000 Building $131,150 | $338,300 Land $76,000 Building $262,300 |
| 2023 | $3,725.00 | $159,250 Land $35,000 Building $124,250 | $318,500 Land $70,000 Building $248,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 476 Laredo Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1978–2013) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | May 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 476 Laredo Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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