446 Laredo Dr, Bismarck, ND 58504 Property Records

Burleigh County property record for 446 Laredo Dr, Bismarck, ND 58504

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,415 sqft · built 1989
Lot Size	0.182 acres (7,952 sqft)
Owner	Individual Name on File
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0608-005-010`

Property Details

APN / Parcel Number

Primary APN	`0608-005-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,415 sqft Living Area
Basement Area	1,389 sqft
Finished Basement	1,296 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	French
Construction Type	Frame
Lot Area	7,952 sqft (0.182 acres)
Lot Dimensions	112 ft deep x 71 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	446 LAREDO DR
City	BISMARCK
State	ND
Zip	58504-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	WACHTER'S 6TH LOT 3
Legal Subdivision	WACHTER'S 6TH
Legal Block	5
Legal Lot Number	3
Jurisdiction	BURLEIGH ND
Township / Civil Division	BISMARCK
Census Block Group	3
Census Block	3021
Census Tract	10700

Owner

Source: Burleigh County records · APN 0608-005-010

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	446 LAREDO DR, BISMARCK, ND 58504-7211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2002
Deed Sale	Mar 20, 2002
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	446 LAREDO DR, BISMARCK, ND 58504-7211
Transaction Type	Mortgage
Record Updated	Mar 08, 2021
Title Company	NOT AVAILABLE, BISMARCK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	919084
Date	Feb 26, 2021
Instrument	919084

Lender

Name	KIRKWOOD BANK & TRUST CO
Type	Bank
Address	BISMARCK, ND 58503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Burleigh County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Burleigh County
Municipality	Bismarck City
Unified School District	Bismarck Public School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00 (-61.52%) Homeowner's exemption	$204,050 (+8.86%) Land $38,000 Building $166,050	$408,100 (+8.86%) Land $76,000 Building $332,100
2023	$4,384.00	$187,450 Land $35,000 Building $152,450	$374,900 Land $70,000 Building $304,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burleigh County (38015C), as of June 5, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380150107003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1978–2013)
Claims Outside the SFHA	5 of 7
Most Recent Claim	May 2013 · Severe Storms And Flooding
Claims by Event	Flooding, Jul 2011 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 450 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ND0800080, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BISMARCK serves 72,417 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.