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476 Kirk Lane Dr, Troy, MI 48084 Property Records

Oakland County property record for 476 Kirk Lane Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,943 sqft · built 1958
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Aug 2025)
Tax Bill$2,281 (2025)
Deeds & MortgagesAug 2022 Transfer
Aug 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-21-251-001

Property Details

APN / Parcel Number

Primary APN88-20-21-251-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,943 sqft Living Area
1st Floor Area1,943 sqft
Basement Area1,943 sqft
Unfinished Basement1,943 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions165 ft deep x 153 ft wide
Garage Area406 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address476 KIRK LANE DR
CityTROY
StateMI
Zip48084-1762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 21 TROY MEADOWS SUB LOT 28
Legal Range11E
Legal Township2N
Legal Section21
Legal SubdivisionTROY MEADOWS
Legal Lot Number28
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3003
Census Tract196900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1640 CLOISTER DR, BLOOMFIELD HILLS, MI 48304-1372
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2022Intrafamily Transfer, Transfer
Aug 21, 2018Loan Modification, Mortgage · Conventional Mortgage
MATRIX FIN'L SVCS CORP FSB
Dec 11, 2013Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2025 · Amount on Record
Deed SaleAug 15, 2025 · Amount on Record
Prior SaleApr 3, 2025 · Amount on Record
Deed Document Number2025101411
Deed Book / Page60450 / 275
Prior Transfer DateAug 2, 2022
Prior Transfer Doc0000426888
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateAug 8, 2022
Property Address476 KIRK LANE DR, TROY, MI 48084-1762
Document Number0000426888
Book / Page58019 / 590
Map ReferenceLB 33 PG 2
Instrument DateAug 2, 2022
Instrument426888
Transaction TypeTransfer
Record UpdatedSep 22, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address476 KIRK LANE DR, TROY, MI 48084-1762

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOAKLAND MI
Property Address476 KIRK LANE DR, TROY, MI 48084-1762
Document Number0000157057
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedOct 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address476 KIRK LANE DR TROY MI 480841762, TROY, MI 48084-1762

Mortgage

Document Number0000157057
DateSep 25, 2018
Book Page052211/000172
Instrument157057
Lender
NameMATRIX FIN'L SVCS CORP FSB
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueSep 24, 2058
Interest
Rate TypeFixed Rate

December 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address476 KIRK LANE DR, TROY, MI 48084-1762
Document Number0000114885
Instrument DateDec 11, 2013
Transaction TypeMortgage
Record UpdatedAug 1, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address476 KIRK LANE DR TROY MI 480841762, TROY, MI 48084-1762

Mortgage

Document Number0000114885
DateJul 11, 2018
Book Page051986/000284
Instrument114885
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48099-2639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 10, 2043

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,281.00 (-3.84%)
2023$263,180
2022$2,372.00$131,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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