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432 Kirk Lane Dr, Troy, MI 48084 Property Records

Oakland County property record for 432 Kirk Lane Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,354 sqft · built 1964
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$381,555 (Jul 2023)
Tax Bill$5,483 (2025)
Deeds & MortgagesJul 2023 Sale
Apr 2023 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-21-251-003

Property Details

APN / Parcel Number

Primary APN88-20-21-251-003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,354 sqft Living Area
1st Floor Area2,354 sqft
Basement Area2,354 sqft
Unfinished Basement2,354 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions165 ft deep x 112 ft wide
Garage Area1,057 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area77 sqft
Deck Area500 sqft
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address432 KIRK LANE DR
CityTROY
StateMI
Zip48084-1762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 21 TROY MEADOWS SUB LOT 26
Legal Range11E
Legal Township2N
Legal Section21
Legal SubdivisionTROY MEADOWS
Legal Lot Number26
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3003
Census Tract196900

Owner

432 Kirk Lane Dr is owned and occupied by two individuals who acquired it in August 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address432 KIRK LANE DR, TROY, MI 48084-1762
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Warranty Deed, Transfer
Apr 12, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2023 · Amount on File
Deed SaleJul 21, 2023 · Amount on File
Deed Document Number202379427
Deed Book / Page58753 / 239
Last Transfer DateAug 18, 2025
Transfer Doc0000105277
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 21, 2023
Property Address432 KIRK LANE DR, TROY, MI 48084-1762
Document Number0000079427
Book / Page58753 / 239
Map ReferenceLB 83 PG 2
Instrument DateJul 10, 2023
Instrument79427
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
Tax$2,865.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address432 KIRK LANE DR, TROY, MI 48084-1762

Transferred To (Grantee/Buyer)

NameVerified Name
Address2707 MASON RD, HOWELL, MI 48843-8992

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateApr 12, 2023
Property Address432 KIRK LANE DR, TROY, MI 48084-1762
Document Number0000041028
Book / Page58539 / 392
Map ReferenceLB 83 PG 2
Instrument DateApr 12, 2023
Instrument41028
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address432 KIRK LANE DR, TROY, MI 48084-1762

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 KIRK LANE DR, TROY, MI 48084-1762

Tax Assessment & Valuation

The 2025 property tax bill for 432 Kirk Lane Dr was $5,483 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,483.00
2023$300,660 (-)
2022$2,396.00 Homeowner's exemption$150,330$300,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 Kirk Lane Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Kirk Lane Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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