476 Jim Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 476 Jim Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,200 sqft · built 1973
Lot Size	7.63 acres (332,406 sqft)
Owner	Individual Name on File
Last Sale	$417,500 (Mar 2018)
Tax Bill	$2,755 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01W307850A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01W307850A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,200 sqft Finished Area
1st Floor Area	2,800 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	332,406 sqft (7.63 acres)
Garage Type	Built-in
Cabin	96 sqft
Lean-To	30 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	476 JIM RD
City	SANDPOINT
State	ID
Zip	83864-7594
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	30-58N-1W TAX 43
Legal Range	01W
Legal Township	58N
Legal Section	30
Legal Subdivision	BEAR CLAW
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2013
Census Tract	950202

Owner

476 Jim Rd, a rural home, is owned and occupied by an individual who acquired it in March 2022.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	476 JIM RD, SANDPOINT, ID 83864-7594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Mar 7, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Deed Document Number	2018918721
Last Transfer Date	Mar 11, 2022
Transfer Doc	0001003022
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	476 JIM RD, SANDPOINT, ID 83864-7594
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 JIM RD, SANDPOINT, ID 83864-7594

Mortgage

Document Number	0001030711
Date	Feb 27, 2024
Instrument	1030711

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	PONDERAY, ID 83852

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	476 JIM RD, SANDPOINT, ID 83864-7594
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	972321
Date	Dec 16, 2020
Instrument	972321

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 7, 2018
Property Address	476 JIM RD, SANDPOINT, ID 83864-7594
Document Number	918721
Instrument Date	Feb 28, 2018
Instrument	918721
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 JIM RD, SANDPOINT, ID 83864-7594

Mortgage

Document Number	918722
Date	Mar 7, 2018
Instrument	918722

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 476 Jim Rd was $2,755 with a homeowner's exemption, up 6.9% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,755.00 (+6.95%) Homeowner's exemption	$684,055 (-15.81%) Land $211,035 Building $473,020	$684,055 (-15.81%) Land $211,035 Building $473,020
2025	$2,576.00 Homeowner's exemption	$812,471 Land $343,941 Building $468,530	$812,471 Land $343,941 Building $468,530
2023	$2,386.00 Homeowner's exemption	$753,224 Land $377,826 Building $375,398	$753,224 Land $377,826 Building $375,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 476 Jim Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 476 Jim Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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