192 Jim Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 192 Jim Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,013 sqft · built 1978
Lot Size	9.1 acres (396,788 sqft)
Owner	2 Company Names on Record
Last Sale	$258,300 (Sep 2026)
Tax Bill	$2,350 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01W307906A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01W307906A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	3,013 sqft Finished Area
1st Floor Area	3,549 sqft
Basement Area	828 sqft
Finished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Roof Type	Gambrel
Roof Material	Galvanized Metal
Lot Area	396,788 sqft (9.1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	192 JIM RD
City	SANDPOINT
State	ID
Zip	83864-7592
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	30-58N-1W TAX 44
Legal Range	01W
Legal Township	58N
Legal Section	30
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2013
Census Tract	950202

Owner

Source: Bonner County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	192 JIM RD, SANDPOINT, ID 83864-7592
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Re-recorded Document · Line of Credit IDAHO CENTRAL CREDIT UNION
Sep 28, 2026	Re-recorded Document · Line of Credit IDAHO CENTRAL CREDIT UNION
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CREDIT UNION
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Jun 26, 2017	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Sep 28, 2026 · Amount on Record
Deed Document Number	20261067697
Prior Transfer Date	Jun 12, 2024
Prior Transfer Doc	0001034426
Record Updated	Oct 29, 2026

September 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BONNER ID
Recording Date	Sep 28, 2026
Property Address	192 JIM RD, SANDPOINT, ID 83864-7592
Document Number	0001067695
Instrument Date	Sep 27, 2026
Instrument	20261067695
Record Updated	Oct 9, 2026
Title Company	AMERICAN LAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CEDAR ST, SANDPOINT, ID 83864-1410

Mortgage

Document Number	0001067695,
Date	Sep 28, 2026
Instrument	20261067695

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BONNER ID
Recording Date	Sep 28, 2026
Property Address	192 JIM RD, SANDPOINT, ID 83864-7592
Document Number	0001067697
Instrument Date	Sep 27, 2026
Instrument	20261067697
Record Updated	Oct 16, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	192 JIM RD, SANDPOINT, ID 83864-7592

Mortgage

Document Number	0001067697,
Date	Sep 28, 2026
Instrument	20261067697

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Jun 23, 2026
Property Address	192 JIM RD, SANDPOINT, ID 83864-7592
Document Number	0001063438
Instrument Date	Jun 17, 2026
Instrument	20261063438
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 JIM RD, SANDPOINT, ID 83864-7592

Mortgage

Document Number	0001063438,
Date	Jun 23, 2026
Instrument	20261063438

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	192 JIM RD, SANDPOINT, ID 83864-7592
Transaction Type	Mortgage
Record Updated	Jan 9, 2020
Title Company	NORTH ID TTL CO COEUR D ALEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	951047
Date	Dec 30, 2019
Instrument	951047

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jun 26, 2017
Property Address	192 JIM RD, SANDPOINT, ID 83864-7592
Document Number	907280
Instrument Date	Jun 26, 2017
Instrument	907280
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY SA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CEDAR ST, SANDPOINT, ID 83864-1410

Mortgage

Document Number	907281
Date	Jun 26, 2017
Instrument	907281

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,350.00 (+8.29%) Homeowner's exemption	$696,274 (-0.71%) Land $267,104 Building $429,170	$696,274 (-0.71%) Land $267,104 Building $429,170
2025	$2,170.00 (+11.34%) Homeowner's exemption	$701,285 (+8.85%) Land $266,815 Building $434,470	$701,285 (+8.85%) Land $266,815 Building $434,470
2023	$1,949.00 Homeowner's exemption	$644,286 Land $268,756 Building $375,530	$644,286 Land $268,756 Building $375,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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