476 E Marion St, Nappanee, IN 46550 Property Records

Elkhart County property record for 476 E Marion St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,860 sqft · built 1910
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$227,100 (May 2025)
Tax Bill	$1,752 (2024)
Deeds & Mortgages	Mar 2026 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-129-016.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-129-016.000-029`
Alternative APN	`1431129016029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	1,092 sqft
Attic	Attic
Attic Area	1,536 sqft
Basement Area	1,092 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	476 E MARION ST
City	NAPPANEE
State	IN
Zip	46550-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	NAP LBR CO 1ST LOT 1 & E1/2 LOT 2
Legal Subdivision	NAP LBR CO 1ST
Legal Block	129
Legal Lot Number	1,2
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3012
Census Tract	1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nappaness Eastside Historic District listed 2003 · 138 contributing resources · NRIS 03001321

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	476 E MARION ST, NAPPANEE, IN 46550-1439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
May 28, 2025	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 24, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 28, 2025	Warranty Deed, Transfer HERITAGE PARKE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	20258653
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	476 E MARION ST, NAPPANEE, IN 46550-1439
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004447
Date	Mar 16, 2026
Instrument	2026-04447

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	476 E MARION ST, NAPPANEE, IN 46550-1439
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008654
Date	May 28, 2025
Instrument	2025-08654

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	476 E MARION ST, NAPPANEE, IN 46550-1439
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 E MARION ST, NAPPANEE, IN 46550-1439

Mortgage

Document Number	0000008202
Date	May 24, 2024
Instrument	2024-08202

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 28, 2025
Property Address	476 E MARION ST, NAPPANEE, IN 46550-1439
Document Number	0000008653
Map Reference	MB 1 PG 190
Instrument Date	May 23, 2025
Instrument	2025-08653
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	HERITAGE PARKE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 E MARION ST, NAPPANEE, IN 46550-1439

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,100 (+11.69%) Land $26,300 Building $164,800	$191,100 (+11.69%) Land $26,300 Building $164,800
2024	$1,752.00 (+12.6%)	$171,100 (+6.87%) Land $26,300 Building $144,800	$171,100 (+6.87%) Land $26,300 Building $144,800
2023		$160,100 (+5.68%) Land $26,300 Building $133,800	$160,100 (+5.68%) Land $26,300 Building $133,800
2022	$1,556.00 Homeowner's exemption	$151,500 Land $26,300 Building $125,200	$151,500 Land $26,300 Building $125,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway, Verizon, Xfinity.

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