Oakland County property record for 476 Colebrook Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,594 sqft · built 1952 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,226 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-22-177-045 |
| Primary APN | 88-20-22-177-045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,594 sqft Living Area |
| 1st Floor Area | 1,297 sqft |
| Basement Area | 1,297 sqft |
| Unfinished Basement | 1,297 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 139 ft deep x 100 ft wide |
| Garage Area | 814 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 450 sqft |
| Patio Area | 450 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 476 COLEBROOK DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 22 CLOVERDALE FARMS LOT 35, ALSO W 63.76 FT OF N 40 FT OF LOT 6OF 'SUPERVISOR'S PLAT NO 6' |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 22 |
| Legal Subdivision | CLOVERDALE FARMS |
| Legal Lot Number | 35,6O |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 197000 |
476 Colebrook Dr is owner-occupied and held in a trust since September 2002.
Source: Oakland County records, as of October 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 476 COLEBROOK DR, TROY, MI 48083-5068 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP |
| Apr 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2002 |
| Deed Sale | Sep 26, 2002 |
| Prior Sale | Mar 5, 1997 |
| Prior Transfer Date | Apr 2, 1998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 476 COLEBROOK DR, TROY, MI 48083-5068 |
| Document Number | 0000172634 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 476 COLEBROOK DR TROY MI 480835068, TROY, MI 48083-5068 |
| Document Number | 0000172634 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 053391/000661 |
| Instrument | 172634 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Address | SAN FRANCISCO, CA |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 476 COLEBROOK DR, TROY, MI 48083-5068 |
| Document Number | 0000084451 |
| Book / Page | 050610 / 000172 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 476 COLEBROOK DR TROY MI 480835068, TROY, MI 48083-5068 |
| Document Number | 0000084451 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 050610/000172 |
| Instrument | 84451 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2047 |
The 2025 property tax bill for 476 Colebrook Dr was $3,226 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,226.00 | ||
| 2023 | $306,580 | ||
| 2022 | $3,356.00 | $153,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 476 Colebrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 10 (2000–2024) |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 476 Colebrook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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