476 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 476 Ann St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,479 sqft · built 1920
Lot Size	0.171 acres (7,446 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Aug 2019)
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-201-006`

Property Details

APN / Parcel Number

Primary APN	`06-13-201-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	1,479 sqft
Basement Area	1,479 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Lot Area	7,446 sqft (0.171 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	476 ANN ST
City	ELGIN
State	IL
Zip	60120-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P MANNS SUB LOT 7 BLOCK 1
Legal Subdivision	P MANNS SUB
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1013
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	476 ANN ST, ELGIN, IL 60120-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	201937264
Prior Transfer Date	Aug 7, 2019
Prior Transfer Doc	0000037264
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 16, 2019
Property Address	476 ANN ST, ELGIN, IL 60120-4230
Document Number	0000037264
Instrument Date	Aug 7, 2019
Instrument	2019K037264
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 ANN ST, ELGIN, IL 60120-4230

Mortgage

Document Number	0000037265
Date	Aug 16, 2019
Instrument	2019K037265

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,431.00 (+15.8%) Homeowner's exemption	$79,200 (+8.57%) Land $13,318 Building $65,882	$237,695 (+8.57%) Land $39,970 Building $197,725
2024		$72,949 (+21.39%) Land $12,267 Building $60,682	$218,935 (+21.44%) Land $36,816 Building $182,119
2022	$4,690.00 (+4.76%) Homeowner's exemption	$60,093 (+6.96%) Land $10,105 Building $49,988	$180,279 (+6.96%) Land $30,315 Building $149,964
2021	$4,477.00 Homeowner's exemption	$56,182 Land $9,447 Building $46,735	$168,546 Land $28,341 Building $140,205

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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