474 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 474 Ann St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1905
Square Footage	1,768 sqft Living Area
Lot Size	7,446 sqft (0.171 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2022)
Tax Bill	$6,376.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-13-201-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,768 sqft Living Area
Gross Area	2,739 sqft Gross Area
Basement Area	971 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame Construction
Lot Area	7,446 sqft (0.171 acres)
Depth X Width	146 ft x 51 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	474 ANN ST
City	ELGIN
State	IL
Zip	60120-4230
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P MANNS SUB LOT 8 BLOCK 1
Legal Subdivision	P MANNS SUB
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1013
Census Tract	851302

Owner

Source: Kane County records · APN 06-13-201-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	474 ANN ST, ELGIN, IL 60120-4230
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 17, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2022 · Amount on Record
Deed Sale	Mar 07, 2022 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Doc Number	202212742
Prior Transfer Date	May 13, 2008
Prior Transfer Doc	0000047335
Record Refreshed	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 07, 2022
Property Address	474 ANN ST, ELGIN, IL 60120-4230
Document Number	0000012742
Instrument Date	Jan 18, 2022
Instrument	2022K012742
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 ANN ST, ELGIN, IL 60120-4230

Mortgage

Document Number	0000012743
Date	Mar 07, 2022
Instrument	2022K012743

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 17, 2021
Property Address	474 ANN ST, ELGIN, IL 60120-4230
Document Number	0000038371
Instrument Date	Apr 21, 2021
Instrument	2021K038371
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$124.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 ANN ST, ELGIN, IL 60120-4230

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,376.00 (+15.82%) Homeowner's exemption
2024		$84,353 (+21.39%) Land $12,267 Building $72,086	$253,160 (+21.44%) Land $36,816 Building $216,345
2022	$5,505.00 (+4.66%) Homeowner's exemption	$69,487 (+6.96%) Land $10,105 Building $59,382	$208,461 (+6.96%) Land $30,315 Building $178,146
2021	$5,260.00 Homeowner's exemption	$64,965 Land $9,447 Building $55,518	$194,895 Land $28,341 Building $166,554

474 Ann St, Elgin, IL 60120 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Ann St

Nearby Streets

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