4755 Winghaven Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4755 Winghaven Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,568 sqft · built 2014
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on File
Last Sale	$436,000 (Jun 2026)
Tax Bill	$7,290 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2015 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8813-07-476-040`

Property Details

APN / Parcel Number

Primary APN	`8813-07-476-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Finished Basement	825 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4755 WINGHAVEN DR
City	WATERLOO
State	IA
Zip	50701-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLINGAMAN PARK THIRD ADDITION LOT 26
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	KLINGAMAN PARK THIRD ADDITION
Legal Lot Number	26
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1076
Census Tract	3001

Owner

4755 Winghaven Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Apr 30, 2015	Deed of Trust, Mortgage · ARM COLLINS COMMUNITY CU
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Mar 8, 2017	Warranty Deed, Transfer
Dec 8, 2014	Warranty Deed, Transfer
Mar 28, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Mar 8, 2017 · Amount on File
Deed Document Number	20268976
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906

Mortgage

Document Number	202100021422
Date	Apr 12, 2021
Instrument	202100021422

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500017487
Date	Apr 30, 2015
Instrument	201500017487

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 16, 2026
Property Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906
Document Number	0000008976
Instrument Date	Jun 10, 2026
Instrument	20268976
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,376.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906

Mortgage

Document Number	0000008977,
Date	Jun 16, 2026
Instrument	20268977

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 16, 2026
Property Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906
Document Number	0202608976
Instrument Date	Jun 10, 2026
Instrument	20268976
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,376.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906

Mortgage

Document Number	0000008977,
Date	Jun 16, 2026
Instrument	20268977

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 8, 2017
Property Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906
Document Number	201700015643
Instrument Date	Mar 6, 2017
Instrument	201700015643
Transaction Type	Transfer
Record Updated	Jun 24, 2026

Transaction

Amount	Amount on Record
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 8, 2014
Property Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906
Document Number	201500009552
Instrument Date	Nov 26, 2014
Instrument	201500009552
Transaction Type	Transfer
Record Updated	Jun 24, 2026

Transaction

Amount	Amount on Record
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906

March 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 28, 2014
Property Address	4755 WINGHAVEN DR, WATERLOO, IA 50701-8906
Document Number	201400017296
Instrument Date	Mar 4, 2014
Instrument	201400017296
Transaction Type	Transfer
Record Updated	Jun 24, 2026

Transaction

Amount	Amount on Record
Tax	$58.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 KIMBALL AVE, WATERLOO, IA 50702-5760
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4755 Winghaven Dr was $7,290 with a homeowner's exemption, up 5.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,290.00 (+5.68%) Homeowner's exemption	$368,080 Land $48,880 Building $319,200	$368,080 Land $48,880 Building $319,200
2024	$6,898.00
2023		$328,180 (+18.75%) Land $48,880 Building $279,300	$328,180 Land $48,880 Building $279,300
2022	$5,874.00 Homeowner's exemption	$276,360 Land $48,880 Building $227,480
2021			$276,360 Land $48,880 Building $227,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4755 Winghaven Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4755 Winghaven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winghaven Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures