4641 Winghaven Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4641 Winghaven Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,578 sqft · built 1959
Lot Size	0.548 acres (23,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2025)
Tax Bill	$6,092 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-07-277-021`

Property Details

APN / Parcel Number

Primary APN	`8813-07-277-021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft
Basement Area	1,578 sqft
Finished Basement	900 sqft
Unfinished Basement	1,578 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,861 sqft (0.548 acres)
Lot Dimensions	201 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Deck Area	400 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4641 WINGHAVEN DR
City	WATERLOO
State	IA
Zip	50701-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIMPSTON SUBDIVISION LOT 14
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	KIMPSTON SUBDIVISION
Legal Lot Number	14
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1028
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4641 WINGHAVEN DR, WATERLOO, IA 50701-9770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 30, 2025	Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	20257464
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4641 WINGHAVEN DR, WATERLOO, IA 50701-9770
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 WINGHAVEN DR, WATERLOO, IA 50701-9770

Mortgage

Document Number	202200024833
Date	Jun 22, 2022
Instrument	202200024833

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 30, 2025
Property Address	4641 WINGHAVEN DR, WATERLOO, IA 50701-9770
Document Number	0202507464
Instrument Date	May 23, 2025
Instrument	2025-07464
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4641 WINGHAVEN DR, WATERLOO, IA 50701-9770

Mortgage

Document Number	0202507465
Date	May 30, 2025
Instrument	2025-07465

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 16, 2022
Property Address	4641 WINGHAVEN DR, WATERLOO, IA 50701-9770
Document Number	202300002776
Instrument Date	Aug 12, 2022
Instrument	202300002776
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4641 WINGHAVEN DR, WATERLOO, IA 50701-9770

Mortgage

Document Number	202300002777
Date	Aug 16, 2022
Instrument	202300002777

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,092.00 (+16.88%) Homeowner's exemption	$309,410 (+23.53%) Land $40,910 Building $268,500	$309,410 (+23.53%) Land $40,910 Building $268,500
2024	$5,212.00 (+12.38%)
2023		$250,480 (+13.84%) Land $40,910 Building $209,570	$250,480 (+13.84%) Land $40,910 Building $209,570
2022	$4,638.00 Homeowner's exemption	$220,020 Land $40,910 Building $179,110
2021			$220,020 Land $40,910 Building $179,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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