4754 Mount Zion Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4754 Mount Zion Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,836 sqft · built 2014
Lot Size	9.56 acres (416,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Apr 2013)
Tax Bill	$7,014 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-457989`

Property Details

APN / Parcel Number

Primary APN	`23-457989`
Alternative APN	`457989`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,836 sqft Living Area
Gross Area	3,354 sqft
1st Floor Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	416,434 sqft
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft
Deck Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	457989
Street Address	4754 MOUNT ZION RD
City	FREDERICK
State	MD
Zip	21703-5926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SECTION 1 9.56 ACRES MT. ZION RIDGE
Legal Subdivision	MT ZION RDG SEC 1
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	1
Census Block	1009
Census Tract	752602

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4754 MOUNT ZION RD, FREDERICK, MD 21703-5926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2013 · Amount on Record
Deed Sale	Apr 3, 2013 · Amount on Record
Deed Book / Page	9465 / 30
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4754 MOUNT ZION RD, FREDERICK, MD 21703-5926
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 MOUNT ZION RD, FREDERICK, MD 21703-5926

Mortgage

Document Number	0154600354
Date	Nov 3, 2021
Book Page	15460/354

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4754 MOUNT ZION RD, FREDERICK, MD 21703-5926
Document Number	0141670273
Instrument Date	Sep 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4754 MOUNT ZION RD FREDERICK MD 217035926, FREDERICK, MD 21703-5926

Mortgage

Document Number	0141670273
Date	Oct 13, 2020
Book Page	014167/000273

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4754 MOUNT ZION RD, FREDERICK, MD 21703-5926
Document Number	0134710001
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4754 MOUNT ZION RD FREDERICK MD 217035926, FREDERICK, MD 21703-5926

Mortgage

Document Number	0134710001
Date	Jan 17, 2020
Book Page	013471/000001

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,800 (+27.02%) Land $143,200 Building $505,600	$648,800 (+27.02%) Land $143,200 Building $505,600
2025	$7,014.00 (+15.48%)
2023	$6,074.00 Homeowner's exemption	$510,800 Land $143,200 Building $367,600	$510,800 Land $143,200 Building $367,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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