Frederick County property record for 4729 Mount Zion Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,350 sqft · built 1985 |
| Lot Size | 0.933 acres (40,641 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,000 (Jun 1984) |
| Tax Bill | $3,558 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-438631 |
| Primary APN | 23-438631 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,641 sqft (0.933 acres) |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 438631 |
|---|---|
| Street Address | 4729 MOUNT ZION RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-5925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 1 BLK A SEC 1 MT ZION RD HORMAN SUB |
| Legal Subdivision | HORMAN SUB |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 752602 |
4729 Mount Zion Rd is owned and occupied by two individuals who bought it in June 1984.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4729 MOUNT ZION RD, FREDERICK, MD 21703-5925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 1984 · Amount on File |
| Deed Sale | Jun 29, 1984 · Amount on File |
| Deed Book / Page | 1244 / 811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4729 MOUNT ZION RD, FREDERICK, MD 21703-5925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0127720246 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 12772/0246 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Lending Institution |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4729 Mount Zion Rd was $3,558 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,000 Land $131,200 Building $191,800 | $323,000 Land $131,200 Building $191,800 | |
| 2025 | $3,558.00 | ||
| 2023 | $3,093.00 Homeowner's exemption | $251,300 Land $87,500 Building $163,800 | $251,300 Land $87,500 Building $163,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4729 Mount Zion Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4729 Mount Zion Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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