475 Spruce Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 475 Spruce Ave, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	1,116 sqft · built 1965
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (May 2001)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification
APN	`11-00713-0000-00003-02`

Property Details

APN / Parcel Number

Primary APN	`11-00713-0000-00003-02`
Alternative APNs	`11007130000000032` `11007130000302`

Interior

Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	125 ft deep x 84 ft wide

Location & Zoning

Old Parcel Number	11007130000000032
Street Address	475 SPRUCE AVE
City	GALLOWAY
State	NJ
Zip	08205-4565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	5
Legal Block	713
Legal Lot Number	3.2
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	2
Census Block	2027
Census Tract	10403

Owner

475 Spruce Ave is owned and occupied by two individuals who bought it in May 2001.

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	475 SPRUCE AVE, GALLOWAY, NJ 08205-4565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2001 · Amount on File
Deed Sale	May 2, 2001 · Amount on File
Prior Sale	May 15, 1990 · Amount on File
Deed Document Number	2001178172
Record Updated	Oct 29, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ATLANTIC NJ
Property Address	475 SPRUCE AVE, GALLOWAY, NJ 08205-4565
Document Number	0000017498
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SPRUCE AVE GALLOWAY NJ 082054565, GALLOWAY, NJ 08205-4565

Mortgage

Document Number	0000017498
Date	Mar 22, 2017
Instrument	17498

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	480 Months
Due	Mar 21, 2057

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 475 Spruce Ave was $3,600, up 1.6% from the year before.

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,200 (-) Land $45,500 Building $60,700	$106,200 (-) Land $45,500 Building $60,700
2025	$3,600.00 (+1.58%)	$106,200 Land $45,500 Building $60,700	$106,200 Land $45,500 Building $60,700
2024	$3,544.00
2023		$106,200 Land $45,500 Building $60,700	$106,200 Land $45,500 Building $60,700
2022	$3,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 475 Spruce Ave; there have been 2 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2000–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Spruce Ave is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250