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472 Spruce Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 472 Spruce Ave, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details1,440 sqft · built 1995
Lot Size0.144 acres (6,251 sqft)
OwnerIndividual Name on Record
Last Sale$169,000 (Mar 2017)
Tax Bill$5,051 (2025)
Deeds & MortgagesOct 2017 Mortgage
Mar 2017 Sale & Mortgage
APN11-00717-0000-00003

Property Details

APN / Parcel Number

Primary APN11-00717-0000-00003

Interior

Stories2 Stories
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeFrame
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide

Location & Zoning

Street Address472 SPRUCE AVE
CityGALLOWAY
StateNJ
Zip08205-4550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block717
Legal Lot Number3
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group2
Census Block2034
Census Tract10403

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address475 SPRUCE AVE, GALLOWAY, NJ 08205-4565
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Mar 7, 2017Grant Deed, Transfer
GREENTREE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2017 · Amount on Record
Deed SaleMar 7, 2017 · Amount on Record
Prior SaleJun 30, 2015 · Amount on Record
Deed Document Number201713814
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address472 SPRUCE AVE, GALLOWAY, NJ 08205-4550
Document Number0000062605
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2018
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address472 SPRUCE AVE GALLOWAY NJ 082054550, GALLOWAY, NJ 08205-4550

Mortgage

Document Number0000062605
DateNov 16, 2017
Instrument62605
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateMar 7, 2017
Property Address472 SPRUCE AVE, GALLOWAY, NJ 08205-4550
Document Number0000013814
Book / Page014209 / 000001
Instrument DateFeb 24, 2017
Instrument13814
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyCAPE ATLANTIC TITLE AGENCY LLC, CAPE ATLANTIC TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$169.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 SPRUCE AVE GALLOWAY NJ 082054565, GALLOWAY, NJ 08205-4565

Mortgage

Document Number13815
DateMar 7, 2017
Instrument13815
Lender
NameGREENTREE MTG
TypeMortgage Company
AddressGIBBSBORO, NJ 08026
Agreement
AmountAmount Recorded
Term360 Months
DueMar 6, 2047

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,000 (-) Land $43,500 Building $105,500$149,000 (-) Land $43,500 Building $105,500
2025$5,051.00 (+1.57%)$149,000 (-) Land $43,500 Building $105,500$149,000 (-) Land $43,500 Building $105,500
2024$4,973.00 (+3.95%)
2023$149,000 Land $43,500 Building $105,500$149,000 Land $43,500 Building $105,500
2022$4,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2000–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 68% of New Jersey
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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