DeKalb County property record for 475 S Wayne St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,948 sqft · built 1938 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $111,500 (May 2019) |
| Tax Bill | $1,401 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-03-358-011.000-008 |
| Primary APN | 17-06-03-358-011.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Basement Area | 794 sqft |
| Finished Basement | 220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 125 ft deep x 66 ft wide |
| Garage Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310603358011 |
|---|---|
| Street Address | 475 S WAYNE ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORNBERGER'S 2ND ADD LOT 188 |
| Legal Subdivision | HORNBERGERS 2ND ADD |
| Legal Lot Number | 188 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 20200 |
Source: DeKalb County records · APN 17-06-03-358-011.000-008
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 475 S WAYNE ST, WATERLOO, IN 46793-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 22, 2019 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 07, 2019 | Sheriff's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Feb 07, 2019 · Amount on Record |
| Deed Document Number | 20192224 |
| Prior Transfer Date | Oct 03, 2006 |
| Prior Transfer Doc | 0000008585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 475 S WAYNE ST, WATERLOO, IN 46793-9508 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202201564 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 202201564 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | May 22, 2019 |
| Property Address | 475 S WAYNE ST, WATERLOO, IN 46793-9508 |
| Document Number | 201902224 |
| Instrument Date | May 20, 2019 |
| Instrument | 201902224 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 S WAYNE ST, WATERLOO, IN 46793-9508 |
| Document Number | 201902225 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 201902225 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Feb 07, 2019 |
| Property Address | 475 S WAYNE ST, WATERLOO, IN 46793-9508 |
| Document Number | 201900586 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 201900586 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3894 STATE ROAD 8, AUBURN, IN 46706-9703 |
Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,401.00 (-10.13%) | $156,400 (-1.01%) Land $23,700 Building $132,700 | $156,400 (-1.01%) Land $23,700 Building $132,700 |
| 2024 | $1,559.00 (+16%) | $158,000 (+7.05%) Land $23,700 Building $134,300 | $158,000 (+7.05%) Land $23,700 Building $134,300 |
| 2023 | $1,344.00 (-2.82%) | $147,600 (+6.8%) Land $21,900 Building $125,700 | $147,600 (+6.8%) Land $21,900 Building $125,700 |
| 2022 | $1,383.00 Homeowner's exemption | $138,200 Land $20,700 Building $117,500 | $138,200 Land $20,700 Building $117,500 |
Source: FEMA National Flood Hazard Layer as of July 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2001 |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Air Wireless Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company, Defiance Holdings, Lakeland Internet.
Based on FCC filings for 303 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures