420 S Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 420 S Wayne St, Waterloo, IN 46793

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,208 sqft · built 1927
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Tax Bill$727 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN17-06-03-378-002.000-008

Property Details

APN / Parcel Number

Primary APN17-06-03-378-002.000-008
Alternative APN
  • 310603378002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,208 sqft Living Area
1st Floor Area956 sqft
AtticAttic
Attic Area696 sqft
Basement Area956 sqft
Unfinished Basement956 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1955
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions132 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number310603378002
Street Address420 S WAYNE ST
CityWATERLOO
StateIN
Zip46793-9508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ P FROTHINGHAM 1ST ADD LOT 6
Legal SubdivisionJ B FROTHINGHAM AND OTHER FIRST ADDITION
Legal Lot Number6
JurisdictionDE KALB IN
Township / Civil DivisionGRANT
Census Block Group1
Census Block1048
Census Tract20200

Owner

Source: DeKalb County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 324, WATERLOO, IN 46793-0324
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROFED FCU
Jun 22, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 7, 2017
Transfer Doc201703244
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address420 S WAYNE ST, WATERLOO, IN 46793-9508
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyMERIDIAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202104662
DateJun 23, 2021
Instrument202104662
Lender
NamePROFED FCU
TypeCredit Union
AddressFORT WAYNE, IN 46805
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IN
Recording DateJun 22, 2017
Property Address420 S WAYNE ST, WATERLOO, IN 46793-9508
Document Number201703244
Instrument DateJun 7, 2017
Instrument201703244
Transaction TypeTransfer
Record UpdatedNov 29, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 S WAYNE ST, WATERLOO, IN 46793-9508

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionGrant Township
MunicipalityWaterloo Town
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$727.00 (-10.36%)$103,700 (-1.24%) Land $20,500 Building $83,200$103,700 (-1.24%) Land $20,500 Building $83,200
2024$811.00 (+19.09%)$105,000 (+7.03%) Land $20,500 Building $84,500$105,000 (+7.03%) Land $20,500 Building $84,500
2023$681.00 (-6.2%)$98,100 (+8.88%) Land $19,000 Building $79,100$98,100 (+8.88%) Land $19,000 Building $79,100
2022$726.00$90,100 Land $17,900 Building $72,200$90,100 Land $17,900 Building $72,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 2,242 people · EPA ID IN5217007
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Surf Air Wireless
Fiber
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Benton Ridge Telephone Company, Defiance Holdings, Lakeland Internet.

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