Mineral County property record for 475 S Main St, Keyser, WV 26726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,178 sqft · built 1951 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,388 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-12-0051.0000 |
| Primary APN | 07-12-0051.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,178 sqft Living Area |
| 1st Floor Area | 4,356 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 110 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 544 sqft |
| Porch | Porch |
| Porch Area | 150 sqft |
| Patio Area | 637 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 475 S MAIN ST |
|---|---|
| City | KEYSER |
| State | WV |
| Zip | 26726-2944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 34-35-36-37 MAIN & WARD KL&I CO |
| Legal Lot Number | 34-37 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 10500 |
475 S Main St is owned and occupied by an individual.
Source: Mineral County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 475 S MAIN ST, KEYSER, WV 26726-2944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 475 S MAIN ST, KEYSER, WV 26726-2944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 603/488 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 603/488 |
| Instrument | 178139 |
| Name | STATE EMPLOYEES CU OF MD INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 475 S Main St was $1,388 with exemptions applied, up 5.3% from the year before.
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Municipality | Keyser City |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,388.00 (+5.31%) | $108,480 (+4.27%) Land $7,680 Building $100,800 | $180,800 (+4.27%) Land $12,800 Building $168,000 |
| 2025 | $1,318.00 Homeowner's exemption Disabled Person's exemption | $104,040 Land $7,680 Building $96,360 | $173,400 Land $12,800 Building $160,600 |
| 2023 | $1,210.00 Homeowner's exemption Disabled Person's exemption | $97,140 (-) Land $7,680 Building $89,460 | $161,900 (-) Land $12,800 Building $149,100 |
| 2022 | $1,210.00 Homeowner's exemption Disabled Person's exemption | $97,140 Land $7,680 Building $89,460 | $161,900 Land $12,800 Building $149,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 67 (1979–2025) |
| Claims Outside the SFHA | 11 of 67 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, T-Mobile.
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