472 S Main St, Keyser, WV 26726 Property Records

Mineral County property record for 472 S Main St, Keyser, WV 26726

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 829 sqft · built 1950
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Tax Bill$449 (2026)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone AE (high risk)
APN07-9-0242.0000

Property Details

APN / Parcel Number

Primary APN07-9-0242.0000
Alternative APN
  • 29-07-9-0242.0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area829 sqft Living Area
1st Floor Area1,645 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialBrick Veneer
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeAttached
Garage Area308 sqft
PorchPorch
Porch Area192 sqft
Patio Area15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address472 S MAIN ST
CityKEYSER
StateWV
Zip26726-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 213 CARSKADON'S ADD KL&I CO
Legal SubdivisionTR CARSKADONS ADD
Legal Lot Number213
JurisdictionMINERAL WV
Township / Civil Division2
Census Block Group2
Census Block2037
Census Tract10500

Owner

472 S Main St is owned and occupied by an individual who acquired it in July 2010.

Source: Mineral County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address472 S MAIN ST, KEYSER, WV 26726-2920
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 1, 2010
Transfer Doc343/357
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINERAL WV
Property Address472 S MAIN ST, KEYSER, WV 26726-2920
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number622/230
DateJul 12, 2021
Book Page622/230
Instrument185876
Lender
NameC & F MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 472 S Main St was $449, up 3.7% from the year before.

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyMineral County
MunicipalityKeyser City
Unified School DistrictMineral County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$449.00 (+3.7%)$28,620 (+3.47%) Land $3,600 Building $25,020$47,700 (+3.47%) Land $6,000 Building $41,700
2025$433.00$27,660 Land $3,600 Building $24,060$46,100 Land $6,000 Building $40,100
2023$406.00$25,920 (-) Land $3,600 Building $22,320$43,200 (-) Land $6,000 Building $37,200
2022$406.00$25,920 Land $3,600 Building $22,320$43,200 Land $6,000 Building $37,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 472 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims67 (1979–2025)
Claims Outside the SFHA11 of 67
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 25 claims
  • Flooding, Jan 1996 · 10 claims
  • Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 472 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Breezeline, T-Mobile.

Nearby Properties on S Main St

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