475 S Downs Ln, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 475 S Downs Ln, Shepherdsville, KY 40165

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,768 sqft
Lot Size	18 acres (784,080 sqft)
Owner	Individual Name on Record
Last Sale	$549,900 (Sep 2025)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Nov 2025 Sale Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-000-00-040F`

Property Details

APN / Parcel Number

Primary APN	`080-000-00-040F`
Alternative APNs	`161025501` `412606`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,768 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	784,080 sqft (18 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	412606
Old Parcel Number	161025501
Street Address	475 S DOWNS LN
City	SHEPHERDSVILLE
State	KY
Zip	40165-7334
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRS 5 & 6 DOWNS EST
Legal Subdivision	DOWNS EST
Legal Tract	5
Jurisdiction	BULLITT KY
Township / Civil Division	SHEPHERDSVILLE SOUTHEAST
Census Block Group	2
Census Block	2002
Census Tract	21102

Owner

Source: Bullitt County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	475 S DOWNS LN, SHEPHERDSVILLE, KY 40165-7334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer
Sep 23, 2025	Deed, Transfer · Conventional Mortgage L&N FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Deed Document Number	818762
Deed Book / Page	D1145 / 618
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BULLITT KY
Recording Date	Nov 21, 2025
Property Address	475 S DOWNS LN, SHEPHERDSVILLE, KY 40165-7334
Document Number	0D1149/558
Book / Page	D1149 / 558
Map Reference	CAB 1 SL 707
Instrument Date	Nov 18, 2025
Instrument	829757
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 100, HILLVIEW, KY 40129-0100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MEADOWLAND TRL, SHEPHERDSVILLE, KY 40165-7207

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BULLITT KY
Recording Date	Sep 23, 2025
Property Address	475 S DOWNS LN, SHEPHERDSVILLE, KY 40165-7334
Document Number	0D1145/618
Book / Page	D1145 / 618
Map Reference	CAB 1 SL 707
Instrument Date	Sep 22, 2025
Instrument	818762
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 ZONETON RD, SHEPHERDSVILLE, KY 40165-7671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	475 S DOWNS LN, SHEPHERDSVILLE, KY 40165-7334

Mortgage

Document Number	0M2271/631
Date	Sep 23, 2025
Book Page	M2271/631
Instrument	818765

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Oct 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.99%
Max Rate At Change	8.99%
Index	5-Year CMT
Max Rate	12.9%

Tax Assessment & Valuation

Source: Bullitt County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,620.00 (-0.19%)	$315,000 (-) Land $315,000	$315,000 (-) Land $315,000
2023	$3,627.00	$315,000 Land $315,000	$315,000 Land $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH NELSON WATER DISTRICT serves 13,365 people · EPA ID KY0900323
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on S Downs Ln

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