123 S Downs Ln, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 123 S Downs Ln, Shepherdsville, KY 40165

Property Summary

Property Type	Rural Home
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Dec 2025)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-000-00-040B`

Property Details

APN / Parcel Number

Primary APN	`080-000-00-040B`
Alternative APNs	`300030001` `406361`

Exterior

Lot Area	522,720 sqft (12 acres)

Location & Zoning

Account Number	406361
Old Parcel Number	300030001
Street Address	123 S DOWNS LN
City	SHEPHERDSVILLE
State	KY
Zip	40165-9368
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR 2 DOWNS EST
Legal Subdivision	DOWNS EST
Legal Tract	2
Jurisdiction	BULLITT KY
Township / Civil Division	SHEPHERDSVILLE SOUTHEAST
Census Block Group	2
Census Block	2002
Census Tract	21102

Owner

Source: Bullitt County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	123 S DOWNS LN, SHEPHERDSVILLE, KY 40165-9368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Deed Document Number	834677
Deed Book / Page	D1151 / 291
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BULLITT KY
Recording Date	Dec 19, 2025
Property Address	123 S DOWNS LN, SHEPHERDSVILLE, KY 40165-9368
Document Number	0D1151/291
Book / Page	D1151 / 291
Map Reference	CAB 1 SL 707
Instrument Date	Dec 16, 2025
Instrument	834677
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 S DOWNS LN, SHEPHERDSVILLE, KY 40165-9368

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 S DOWNS LN, SHEPHERDSVILLE, KY 40165-9368

Mortgage

Document Number	0000834680
Date	Dec 19, 2025
Instrument	834680

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Bullitt County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,607.00 (-2.03%) Disabled Person's exemption	$275,073 (-) Land $275,073	$275,073 (-) Land $275,073
2024	$2,661.00 (+0.68%) Disabled Person's exemption	$275,073 (-) Land $275,073	$275,073 (-) Land $275,073
2023	$2,643.00 Disabled Person's exemption	$275,073 Land $275,073	$275,073 Land $275,073

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH NELSON WATER DISTRICT serves 13,365 people · EPA ID KY0900323
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Downs Ln

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