475 Prosperity Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 475 Prosperity Dr, San Marcos, CA 92069

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,066 sqft · built 2016
Lot Size	6.71 acres (292,480 sqft)
Owner	Individual Name on Record
Last Sale	$486,000 (Nov 2016)
Tax Bill	$7,642 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`218-171-14-10`

Property Details

APN / Parcel Number

Primary APN	`218-171-14-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,066 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	292,480 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	475 PROSPERITY DR
City	SAN MARCOS
State	CA
Zip	92069-2074
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 1 US 82PER DOC15-0250580&16-0287604&UND INT IN MODULE 4B TR 016011
Legal Subdivision	MISSION GROVE MODULE 4B
Legal Tract	016011
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20023

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Apr 2, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 15, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 15, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2016 · Amount on Record
Deed Sale	Nov 23, 2016 · Amount on Record
Prior Sale	Nov 23, 2016
Deed Document Number	2016645145
Prior Transfer Date	Nov 22, 2016
Prior Transfer Doc	0000645144
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	475 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 PROSPERITY DR, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	0000255092
Date	Sep 15, 2025
Instrument	2025-0255092

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	475 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 PROSPERITY DR, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	0000259735
Date	Apr 2, 2021
Instrument	2021-0259735

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	475 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Document Number	0000484590
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	475 PROSPERITY DR SAN MARCOS CA 920692074, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	0000484590
Date	Oct 25, 2019
Instrument	484590

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	475 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Document Number	0000043288
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	475 PROSPERITY DR SAN MARCOS CA 920692074, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	0000043288
Date	Jan 27, 2020
Instrument	43288

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,318 (+2%) Land $213,080 Building $362,238
2025	$7,642.00 (+7.38%)	$564,038 (+4.04%) Land $208,902 Building $355,136
2023	$7,117.00 (+1.96%)	$542,138 Land $200,791 Building $341,347
2022	$6,980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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