475 Olde Post Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 475 Olde Post Rd, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,162 sqft · built 1979
Lot Size0.414 acres (18,020 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (May 2020)
Tax Bill$3,398 (2025)
Deeds & MortgagesJan 2024 Line of Credit
May 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-596-7589-2

Property Details

APN / Parcel Number

Primary APNC56-000-596-7589-2
Alternative APNs
  • 26-1S-22-2130-0003-0030
  • 22S126213000030030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,162 sqft Living Area
Gross Area3,212 sqft
1st Floor Area2,162 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area18,020 sqft (0.414 acres)
Lot Width120 ft Width
Garage TypeAttached
Garage Area528 sqft
PorchOpen/Unfinished Porch
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address475 OLDE POST RD
CityNICEVILLE
StateFL
Zip32578-3950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINTREE EST LOT 3 BLK 3
Legal Range22W
Legal Township01S
Legal Section26
Legal SubdivisionRAINTREE EST
Legal Block3
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1004
Census Tract21001

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address475 OLDE POST RD, NICEVILLE, FL 32578-3950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
May 28, 2020Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC
Nov 16, 2017Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG
Aug 11, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2020 · Amount on Record
Deed SaleMay 28, 2020 · Amount on Record
Prior SaleNov 16, 2017 · Amount on Record
Deed Document Number20203361122
Deed Book / Page3464 / 4116
Prior Transfer DateNov 21, 2005
Prior Transfer Doc0026720339
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address475 OLDE POST RD, NICEVILLE, FL 32578-3950
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 OLDE POST RD, NICEVILLE, FL 32578-3950

Mortgage

Document Number0003667855
DateJan 26, 2024
Instrument3667855
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 16, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionOKALOOSA FL
Recording DateMay 28, 2020
Property Address475 OLDE POST RD, NICEVILLE, FL 32578-3950
Document Number0034644116
Book / Page3464 / 4116
Map ReferenceMB 5 PG 81-84
Instrument DateMay 26, 2020
Instrument3361122
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4849 CYPRESS LOOP, 4849, ORANGE BEACH, AL 36561-9007

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 OLDE POST RD, NICEVILLE, FL 32578-3950

Mortgage

Document Number0034644117
DateMay 28, 2020
Instrument3464/4117
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 16, 2017
Property Address475 OLDE POST RD, NICEVILLE, FL 32578-3950
Document Number0033261377
Book / Page003326 / 001377
Instrument DateNov 15, 2017
Instrument3172756
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyNATIONWIDE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,464.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address732 WINESAP DR FAIRHOPE AL 365328402, FAIRHOPE, AL 36532-8402

Mortgage

Document Number33261378
DateNov 16, 2017
Book Page003326/001378
Instrument3172757
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 11, 2017
Property Address475 OLDE POST RD, NICEVILLE, FL 32578-3950
Document Number0033124643
Book / Page003312 / 004643
Instrument DateAug 10, 2017
Instrument3153380
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,713.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address760 OVERBROOK DR FORT WALTON BEACH FL 325473590, FORT WALTON BEACH, FL 32547-3590

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,398.00 (+5.63%) Homeowner's exemption$327,327 (+5.99%)$384,099 (+2.27%) Land $151,711 Building $232,388
2023$3,217.00 (+2.52%) Homeowner's exemption$308,837 (+3%)$375,586 (+5.91%) Land $140,251 Building $235,335
2022$3,138.00 Homeowner's exemption$299,842$354,626 Land $133,572 Building $221,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

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