475 N Garden Way, Eugene, OR 97401 Property Records

Lane County property record for 475 N Garden Way, Eugene, OR 97401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1967
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Nov 2022)
Tax Bill	$3,205 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-28-11-01400-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-28-11-01400-000`
Alternative APNs	`1703281101400` `0237246`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Type	Open
Garage Area	300 sqft
Driveway	Driveway
Driveway Area	300 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0237246
Street Address	475 N GARDEN WAY
City	EUGENE
State	OR
Zip	97401-8043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 01400
Legal Range	03
Legal Township	17
Legal Section	28
Legal Subdivision	HOLIDAY PARK
Legal Lot Number	1400
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	3103

Owner

Source: Lane County assessment roll, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	475 N GARDEN WAY, EUGENE, OR 97401-8043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CU
May 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 7, 2019	Warranty Deed, Transfer · Line of Credit PRECISION CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	202247644
Prior Transfer Date	Feb 16, 2006
Prior Transfer Doc	0000015790
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	475 N GARDEN WAY, EUGENE, OR 97401-8043
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003877
Date	Jan 26, 2022
Instrument	2022-003877

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 28, 2022
Property Address	475 N GARDEN WAY, EUGENE, OR 97401-8043
Document Number	0000047644
Map Reference	MB 47 PG 25
Instrument Date	Nov 22, 2022
Instrument	2022-047644
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	475 N GARDEN WAY, EUGENE, OR 97401-8043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047645
Date	Nov 28, 2022
Instrument	2022-047645

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 20, 2019
Property Address	475 N GARDEN WAY, EUGENE, OR 97401-8043
Document Number	0000019388
Map Reference	MB 47 PG 25
Instrument Date	May 17, 2019
Instrument	2019-019388
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 N GARDEN WAY, EUGENE, OR 97401-8043

Mortgage

Document Number	0000019389
Date	May 20, 2019
Instrument	2019-019389

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jan 7, 2019
Property Address	475 N GARDEN WAY, EUGENE, OR 97401-8043
Document Number	0000000646
Instrument Date	Jan 4, 2019
Instrument	646
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 11229 EUGENE OR 974403429, EUGENE, OR 97440-3429

Mortgage

Document Number	648
Date	Jan 7, 2019
Instrument	648

Lender

Name	PRECISION CAP
Type	Funding / Finance Company
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 6, 2021

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	647,
Date	Jan 7, 2019
Instrument	647

Lender

Name	PRECISION CAP
Type	Funding / Finance Company
Address	EUGENE, OR 97401

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 6, 2021

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,205.00 (+3.92%)	$164,501 (+6.09%)	$339,792 (-7.48%) Land $120,906 Building $218,886
2023	$3,084.00 (+4.01%)	$155,059 (+3%)	$367,247 (+5.9%) Land $85,265 Building $281,982
2022	$2,965.00	$150,543	$346,771 Land $63,485 Building $283,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon, Ziply Fiber.

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