455 N Garden Way, Eugene, OR 97401 Property Records

Lane County property record for 455 N Garden Way, Eugene, OR 97401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1967
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$260,500 (Feb 2022)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-28-11-01600-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-28-11-01600-000`
Alternative APNs	`1703281101600` `0237261`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	1,308 sqft
1st Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1968
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	336 sqft
Driveway	Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0237261
Street Address	455 N GARDEN WAY
City	EUGENE
State	OR
Zip	97401-8043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 01600
Legal Range	03
Legal Township	17
Legal Section	28
Legal Subdivision	HOLIDAY PARK
Legal Lot Number	1600
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	3103

Owner

Source: Lane County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1981, EUGENE, OR 97440-1981
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	20225947
Prior Transfer Date	Feb 1, 2022
Prior Transfer Doc	0000005947
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	455 N GARDEN WAY, EUGENE, OR 97401-8043
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 N GARDEN WAY, EUGENE, OR 97401-8043

Mortgage

Document Number	0000022635
Date	May 20, 2022
Instrument	2022-022635

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 7, 2022
Property Address	455 N GARDEN WAY, EUGENE, OR 97401-8043
Document Number	0000005947
Map Reference	MB 47 PG 25
Instrument Date	Feb 4, 2022
Instrument	2022-005947
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OREG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1981, EUGENE, OR 97440-1981

Mortgage

Document Number	0000005948
Date	Feb 7, 2022
Instrument	2022-005948

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,083.00 (+3.91%)	$158,281 (+6.09%)	$359,540 (-7.98%) Land $120,906 Building $238,634
2023	$2,967.00 (+4%)	$149,196 (+3%)	$390,709 (+4.41%) Land $85,265 Building $305,444
2022	$2,853.00	$144,851	$374,203 Land $63,485 Building $310,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon, Ziply Fiber.

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