475 Moonriver Ln, Moneta, VA 24121 Property Records

Franklin County property record for 475 Moonriver Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,653 sqft · built 1989
Lot Size	1.65 acres (72,222 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Aug 2021)
Tax Bill	$5,560 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`032 00-007 05`

Property Details

APN / Parcel Number

Primary APN	`032 00-007 05`
Alternative APN	`8198`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,653 sqft Living Area
Gross Area	5,058 sqft
1st Floor Area	2,607 sqft
Basement Area	2,607 sqft
Finished Basement	1,943 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	72,222 sqft (1.65 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	1,082 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	981 sqft
Deck Area	198 sqft
Storage Building	36 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8198
Street Address	475 MOONRIVER LN
City	MONETA
State	VA
Zip	24121-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	OFF RT 654
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1012
Census Tract	20104

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12329 LOFT LN, SILVER SPRING, MD 20904-6634
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 6, 2021	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	20217355
Deed Book / Page	1167 / 3165
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	475 MOONRIVER LN, MONETA, VA 24121-1934
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011731663
Date	Nov 3, 2021
Book Page	1173/1663
Instrument	210010338

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 6, 2021
Property Address	475 MOONRIVER LN, MONETA, VA 24121-1934
Document Number	0011673165
Book / Page	1167 / 3165
Map Reference	MB 336 PG 780
Instrument Date	Aug 4, 2021
Instrument	210007355
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12329 LOFT LN, SILVER SPRING, MD 20904-6634

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,560.00 (+29.69%)	$1,293,200 (+84.01%) Land $279,100 Building $1,014,100	$1,293,200 (+84.01%) Land $279,100 Building $1,014,100
2023	$4,287.00	$702,800 (-) Land $272,100 Building $430,700	$702,800 (-) Land $272,100 Building $430,700
2022		$702,800 Land $272,100 Building $430,700	$702,800 Land $272,100 Building $430,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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