447 Moonriver Ln, Moneta, VA 24121 Property Records

Franklin County property record for 447 Moonriver Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1983
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Jul 2021)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 00-007 02`

Property Details

APN / Parcel Number

Primary APN	`032 00-007 02`
Alternative APN	`8195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	3,648 sqft
1st Floor Area	1,680 sqft
Basement Area	1,344 sqft
Finished Basement	538 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	308 sqft
Deck Area	288 sqft
Patio Area	400 sqft
Balcony Area	24 sqft
Boat Access	Boat Access
Boat House	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8195
Street Address	447 MOONRIVER LN
City	MONETA
State	VA
Zip	24121-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	NEAR SCRUGGS
Legal Subdivision	ALICE MARIE HOLLAND MANNS
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1012
Census Tract	20104

Owner

447 Moonriver Ln is owned by an individual who bought it in July 2021.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5269 FLINTLOCK RD, ROANOKE, VA 24018-8712
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST CO
Jul 8, 2021	Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Deed Document Number	20216337
Deed Book / Page	1166 / 316
Prior Transfer Date	Feb 19, 2010
Prior Transfer Doc	00097501554
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	447 MOONRIVER LN, MONETA, VA 24121-1934
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011802868
Date	Mar 14, 2022
Book Page	1180/2868
Instrument	220002053

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank
Address	DANVILLE, VA 24541

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	173 Months
Due	Aug 1, 2036

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 8, 2021
Property Address	447 MOONRIVER LN, MONETA, VA 24121-1934
Document Number	0011660316
Book / Page	1166 / 316
Map Reference	MB 332 PG 200
Instrument Date	Jun 29, 2021
Instrument	210006337
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5269 FLINTLOCK RD, ROANOKE, VA 24018-8712

Mortgage

Document Number	210006338
Date	Jul 8, 2021
Instrument	210006338

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 447 Moonriver Ln was $3,663.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,663.00	$851,967 Land $250,000 Building $601,967	$851,967 Land $250,000 Building $601,967
2023	$3,115.00	$510,700 (-) Land $243,000 Building $267,700	$510,700 (-) Land $243,000 Building $267,700
2022		$510,700 Land $243,000 Building $267,700	$510,700 Land $243,000 Building $267,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 Moonriver Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Moonriver Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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