475 Maple Ter, Lafayette, TN 37083 Property Records

Macon County property record for 475 Maple Ter, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,350 sqft · built 1972
Lot Size	0.705 acres (30,750 sqft)
Owner	Owner Name on File
Last Sale	$64,890 (Jan 2008)
Tax Bill	$833 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056039H A 02800`

Property Details

APN / Parcel Number

Primary APN	`056039H A 02800`
Alternative APN	`039H A 02800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,750 sqft (0.705 acres)
Lot Dimensions	205 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	300 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	475 MAPLE TER
City	LAFAYETTE
State	TN
Zip	37083-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R16
Legal Subdivision	MAPLE TERRACE
Legal Block	C
Legal Lot Number	14 13
Jurisdiction	MACON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2050
Census Tract	970200

Owner

The current owner of 475 Maple Ter acquired it in January 2008.

Source: Macon County records, as of January 23, 2026

Owner of Record	Owner Name on File
Mailing Address	475 MAPLE TER, LAFAYETTE, TN 37083-4231
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
Jul 26, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2008 · Amount on File
Deed Sale	Jan 11, 2008 · Amount on File
Prior Sale	Mar 5, 2001 · Amount on File
Deed Document Number	0000287243
Deed Book / Page	287 / 243
Last Transfer Date	Jan 14, 2008
Transfer Doc	0000000099
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	475 MAPLE TER, LAFAYETTE, TN 37083-4231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003071
Date	Oct 1, 2018
Book Page	RB065/0474
Instrument	18003071

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	RED BOILING SPRINGS, TN 37150

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	475 MAPLE TER, LAFAYETTE, TN 37083-4231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 MAPLE TER, LAFAYETTE, TN 37083-4231

Mortgage

Document Number	0000001175
Date	Apr 17, 2019
Book Page	RB075/0207
Instrument	19001175

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	RED BOILING SPRINGS, TN 37150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 11, 2024

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	475 MAPLE TER, LAFAYETTE, TN 37083-4231
Document Number	0000002538
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 MAPLE TER LAFAYETTE TN 370834231, LAFAYETTE, TN 37083-4231

Mortgage

Document Number	0000002538
Date	Aug 2, 2019
Book Page	000082/000169
Instrument	2538

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 475 Maple Ter was $833.

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00	$51,350 Land $6,250 Building $45,100
2023		$51,350 Land $6,250 Building $45,100	$205,400 Land $25,000 Building $180,400
2019	$469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 Maple Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Maple Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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