397 Maple Ter, Lafayette, TN 37083 Property Records

Macon County property record for 397 Maple Ter, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,325 sqft · built 1977
Lot Size	0.423 acres (18,462 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2019)
Tax Bill	$657 (2025)
Deeds & Mortgages	May 2024 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056039H A 02400`

Property Details

APN / Parcel Number

Primary APN	`056039H A 02400`
Alternative APN	`039H A 02400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,462 sqft (0.423 acres)
Lot Dimensions	181 ft deep x 102 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	397 MAPLE TER
City	LAFAYETTE
State	TN
Zip	37083-4286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R16
Legal Subdivision	MAPLE TERRACE
Legal Block	C
Legal Lot Number	10 100
Jurisdiction	MACON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2050
Census Tract	970200

Owner

397 Maple Ter is owned and occupied by an individual who bought it in September 2019.

Source: Macon County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	397 MAPLE TER, LAFAYETTE, TN 37083-4286
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 20, 2019	Warranty Deed, Transfer RELIANCE FIRST CAP
Aug 9, 2018	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK
Mar 16, 2017	Warranty Deed, Transfer · Line of Credit MACON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Aug 9, 2018 · Amount on File
Deed Document Number	19003204
Deed Book / Page	RB085 / 0514
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	397 MAPLE TER, LAFAYETTE, TN 37083-4286
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MAPLE TER, LAFAYETTE, TN 37083-4286

Mortgage

Document Number	0RB203/715
Date	May 2, 2024
Book Page	RB203/715
Instrument	24001628

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	601 OFFICE CENTER DR STE 100, FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Sep 20, 2019
Property Address	397 MAPLE TER, LAFAYETTE, TN 37083-4286
Document Number	0000003204
Book / Page	000085 / 000514
Instrument Date	Sep 17, 2019
Instrument	3204
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MAPLE TER LAFAYETTE TN 370834286, LAFAYETTE, TN 37083-4286

Mortgage

Document Number	3205
Date	Sep 20, 2019
Book Page	000085/000516
Instrument	3205

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Aug 9, 2018
Property Address	397 MAPLE TER, LAFAYETTE, TN 37083-4286
Document Number	RB062/0633
Book / Page	RB062 / 0633
Map Reference	MB1 PG40
Instrument Date	Aug 3, 2018
Instrument	18002465
Transaction Type	Construction Loan
Record Updated	Sep 1, 2022
Title Company	REAL ESTATE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$266.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MAPLE TER, LAFAYETTE, TN 37083-4286

Mortgage

Document Number	0018002466
Date	Aug 9, 2018
Instrument	18002466

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Mar 16, 2017
Property Address	397 MAPLE TER, LAFAYETTE, TN 37083-4286
Document Number	0000000796
Book / Page	000036 / 000402
Instrument Date	Mar 15, 2017
Instrument	796
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 WIND CURVE CIR LAFAYETTE TN 37083, LAFAYETTE, TN 37083

Mortgage

Document Number	797
Date	Mar 16, 2017
Book Page	000036/000404
Instrument	797

Lender

Name	MACON BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 397 Maple Ter was $657.

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$657.00	$40,475 Land $5,000 Building $35,475
2023		$40,475 (+81.91%) Land $5,000 Building $35,475	$161,900 (+81.91%) Land $20,000 Building $141,900
2022		$22,250 Land $2,250 Building $20,000	$89,000 Land $9,000 Building $80,000
2019	$400.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Maple Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Maple Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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