475 Gray Rd, Vanceboro, NC 28586 Property Records

Craven County property record for 475 Gray Rd, Vanceboro, NC 28586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,048 sqft · built 1988
Lot Size	1.96 acres (85,726 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Dec 2024)
Tax Bill	$1,117 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-043-131`

Property Details

APN / Parcel Number

Primary APN	`1-043-131`
Alternative APN	`740755`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	85,726 sqft (1.96 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	740755
Street Address	475 GRAY RD
City	VANCEBORO
State	NC
Zip	28586-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REMAINING AREA
Legal Subdivision	RODNEY F & DONNA S BOYD
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	960202

Owner

475 Gray Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	475 GRAY RD, VANCEBORO, NC 28586-8105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on File
Deed Sale	Dec 30, 2024 · Amount on File
Deed Document Number	202410135406
Deed Book / Page	3823 / 1062
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 30, 2024
Property Address	475 GRAY RD, VANCEBORO, NC 28586-8105
Document Number	03823/1062
Book / Page	3823 / 1062
Map Reference	MB J PG 95E
Instrument Date	Dec 30, 2024
Instrument	10135406
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 GRAY RD, VANCEBORO, NC 28586-8105

Mortgage

Document Number	0038231066
Date	Dec 30, 2024
Instrument	3823/1066

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 475 Gray Rd was $1,117.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,117.00	$224,880 (-) Land $16,620 Building $208,260	$224,880 (-) Land $16,620 Building $208,260
2025	$1,117.00	$224,880 Land $16,620 Building $208,260	$224,880 Land $16,620 Building $208,260
2023	$1,124.00 (+15.76%)	$228,960 (+46.95%) Land $20,700 Building $208,260	$228,960 Land $20,700 Building $208,260
2022	$971.00	$155,810 Land $20,700 Building $135,110
2018			$155,810 Land $20,700 Building $135,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 Gray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Gray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000