370 Gray Rd, Vanceboro, NC 28586 Property Records

Craven County property record for 370 Gray Rd, Vanceboro, NC 28586

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,792 sqft · built 2003
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,102 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-043-6001`

Property Details

APN / Parcel Number

Primary APN	`1-043-6001`
Alternative APN	`41704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	305 ft deep x 164 ft wide
Garage Area	1,152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	41704
Street Address	370 GRAY RD
City	VANCEBORO
State	NC
Zip	28586-8102
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	GRAY RD LAND
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	1
Census Block	1017
Census Tract	960202

Owner

370 Gray Rd, a residential property, is owned and occupied by two individuals who acquired it in March 2001.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	370 GRAY RD, VANCEBORO, NC 28586-8102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Nov 28, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOTCOM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2001
Deed Sale	Mar 22, 2001
Deed Book / Page	1808 / 160
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	370 GRAY RD, VANCEBORO, NC 28586-8102
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03593/1943
Date	Dec 2, 2019
Book Page	3593/1943
Instrument	10047151

Lender

Name	TJC MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	370 GRAY RD, VANCEBORO, NC 28586-8102
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003553/0000002172
Date	Nov 28, 2018
Book Page	0000003553/0000002172
Instrument	000010030386

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 370 Gray Rd was $1,102, up 19.7% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,102.00 (+19.65%)	$221,660 (+21.33%) Land $16,260 Building $205,400	$221,660 (+21.33%) Land $16,260 Building $205,400
2025	$921.00	$182,690 Land $15,900 Building $166,790	$182,690 Land $15,900 Building $166,790
2023	$944.00 (+1.61%)	$190,190 (+27.89%) Land $23,400 Building $166,790	$190,190 Land $23,400 Building $166,790
2022	$929.00	$148,710 Land $23,400 Building $125,310
2018			$148,710 Land $23,400 Building $125,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Gray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Gray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gray Rd

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